Independent & Objective Reviews on Annuity Investments

Annuity Salespeople Telling the Whole Truth? Find out here with in-depth annuity reviews that reveal the facts on what you can really expect from your annuity.

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5 Major Retirement Mistakes And What To Do About Them

When your pet has an uh-oh, it’s relatively easy to clean up; money mistakes – not so much. Although one in four American workers have less than $1,000 saved according to the 2017 Employee Benefit Research Report, it’s what you do with the money once it’s saved that determines whether or not you’ll enjoy the kind of retirement that you deserve.

All kittens aside, saving money in many ways is the easy part. With the advent of automatic deposits and portfolio rebalancing, you can put the process on auto-pilot and watch the cashola pile up. But what about when you retire and start taking those dollars out? People tend to fall short when they make planning mistakes. We have the top 5 big ones listed here, as well as what you should do instead to prevent major upsets from spoiling your hopes and dreams.

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Independent Review of the Minnesota Life SecureOption Focus Fixed Deferred Annuity

What Will Be Covered in this Review?

In this review, we will be discussing the following information regarding the Minnesota Life SecureOption Focus Fixed Deferred Annuity:

  • Product typeIndependent Review of the Minnesota Life SecureOption Select 9 Annuity
  • Fees
  • Current rates
  • Realistic long-term return expectations
  • How it is used
  • How it is most poorly used

Annuities can be complex. That’s where having an Annuity Investigator who loves math comes in.
We make the complex, simple.

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Get Smart: 3 Investor Tips To Raise Your Retirement IQ

In the words of Maxwell Smart, we think it’s only fair to warn you: nearly half of all American families have no retirement account savings at all. This is according to 2016 research by Economic Policy Institute (EPI) who found that 401(k)s have failed most workers today.  Has the system failed you?

The obstacles to saving money often have more to do with lack of knowledge rather than lack of funds. Studies have found that most people have a limited understanding of basic concepts. Boosting your savings and getting filthy rich can be fairly painless if you understand your part in choosing your investments and allocations. Here are five investment facts you probably don’t know but should, complete with helpful tips so you can start saving money . . . and loving it.

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Independent Review of the Protective Life Fixed Deferred Annuity

What Will Be Covered in this Annuity Review

In this annuity review, we will be going over the following information about the Protective Life Fixed Deferred Annuity:

  • Product typeIndependent Review of the Protective Life’s Indexed Annuity ll
  • Fees
  • Current rates
  • Realistic long-term return expectations
  • How it is used
  • How it is most poorly used

Annuities can be complex. That’s where having an Annuity Investigator who loves math comes in.
We make the complex, simple.

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How To Make A Profit During Bull Or Bear Market Conditions

For the last eight years, we’ve been in what economist call a bull market. The outlook has been optimistic, stock prices have been going up, and investors have been more afraid of missing out on the good times than they have been of losing money during the bad. But as the song goes, times are a changing.

Industry experts have already announced the beginning of the bear market for bonds and we are already experiencing some severe market volatility. Is the bull market over? Are we headed for a bear? Here is a smart way to prepare for volatility so that either way, you can rest easy at night without a care.

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