American Equity is licensed to offer its products in all 50 of the U.S. states, as well as the District of Columbia. The company is considered to be strong and stable financially, and because of that it has earned an A- (Excellent) rating from A.M. Best (as of June 2018) and an A- (Strong) from Standard & Poor’s. American Equity Investment Life offers a variety of annuities, including: Fixed Fixed Index Immediate Traditional fixed annuities can help you to add balance to your retirement portfolio, particularly in uncertain times. These annuities provide you with a fixed interest rate that is determined when you purchase the annuity. So, regardless of what happens in the stock market, you can still count on a certain amount of growth in your account. The Guarantee Series of fixed annuities from American Equity Investment Life offers several options to choose from in terms of guaranteed rate periods. Here you can lock in a rate guarantee for 5, 6, or 7 years. For more information on the fixed annuities offered through American Equity, you can check out the updated product brochure HERE. Fixed index annuities also offer principal protection in any type of market, while at the same time giving you the opportunity to grow your account value based on an underlying market index (or multiple market indices), such as the S&P 500, the S&P 500 Dividend Aristocrats Daily Risk Control 5% Index, the Down Jones Industrial Average, and / or the 10-Year U.S. Treasury Bond. American Equity offers several fixed index annuities, including the:
- AssetShield 5
- AssetShield 7
- AssetShield 10
- IncomeShield 7
- IncomeShield 10
- Bonus Gold
- Retirement Gold
- Foundation Gold
- Choice 6
- Choice 8
- Choice 10
- American Equity Foundation Gold Annuity with Income Rider LIBR 6%
- American Equity Bonus Gold Annuity with LIBR – [November 2018 Update]
- American Equity Choice 10 Fixed Index Annuity
- American Equity Foundation Gold Fixed Index Annuity
- American Equity Investment Life RateShield 10+ Fixed Annuity with IncomeShield Rider
- American Equity 7 MYGA Annuity
- American Equity Guarantee 6 MYGA Annuity
- American Equity Guarantee 5 MYGA Annuity
- American Equity Life Insurance Company IncomeShield 10 Fixed Indexed Annuity
- American Equity Investment Life Insurance Company IncomeShield 7 Fixed Indexed Annuity
- American Equity Investment Life Insurance Company’s RateShield 7 Fixed Annuity