My name is David Smart. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely.

Despite the current volatility in the market and the low-interest-rate environment, there are still strategies that you can put in place right now to ensure that you do not run out of income and keep your money securely protected from future market downturns.

While most financial advisors are more than happy to provide you with investment tips and growth opportunities for your portfolio, a few financial professionals know how to convert your savings into a long-term sustainable income (while protecting your money) so that you can spend with confidence when you retire.

I’ve been helping clients preserve and protect their assets against loss and giving them peace of mind for nearly 3 decades. My motto is simple: “Seek first to understand, then seek to be understood.” Using this one principle, I’m able to create the best solution for my client’s needs; Whether that means protecting assets against loss, providing tax-free income at retirement, or simply having the ability to leave a legacy. I enjoy giving my clients the peace of mind that comes from knowing that they will have a guaranteed income for life and won’t have to worry about a loss of assets they’ve accumulated in their working years.

In my practice, I typically work with clients who are concerned about how to create financial certainty for retirement. My clients come to me looking for someone they can trust, and someone who will get rid of the confusion around how to maximize their assets. Through the proper use of annuities, we are able to secure additional income that they will never outlive, preserve assets against loss, or leave a legacy behind for their loved ones.

I hold a bachelor’s degree in History and Business as well as a minor in German from ASU (Arizona State University), and I’ve been in the retirement planning industry since 1992. In my spare time, I like to spend time with my wife of 50 years, my 5 children, 13 grandchildren and 2 great-grandchildren. I also enjoy woodworking, fly fishing, and attending family sporting events. In the past, I’ve been involved in several charitable organizations such as Rotary International, Toastmasters, the Boy Scouts of America, and Bishop’s Storehouse.

Although I reside in Arizona, and even though my office is physically located in Mesa, I am able to work with clients throughout the United States. Through our advanced technology systems, not only can we meet “face-to-face” online, but we can also share computer screens so that we are all on the “same page.” That way, you can see first-hand how various income strategies may work for you and your specific goals.

I do my best to take the mystery out of annuities by answering some of the most commonly asked questions in a simple, personalized way. All of my meetings are conducted over the phone and virtually, which means you do not need to leave your home or have to visit me in my office.

Feel free to reach out if you are looking for retirement planning guidance and annuity recommendations to help you reach your retirement goals.

Sincerely,
David Smart