My name is Derrick. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. I help clients across the country generate more retirement income and securely grow and protect their money during these turbulent times.
Despite the current volatility in the market and the elevated interest-rate environment, there are still strategies that you can put in place right now to ensure that you do not run out of income and keep your money securely protected from future market downturns.
While most financial advisors are more than happy to provide you with investment tips and growth opportunities for your portfolio. Few financial professionals know how to convert savings into a long-term, sustainable income stream while also protecting your money, allowing you to spend with confidence in retirement.
I’ve been in the financial services industry since 2007. I started after a bad experience where my family dealt with a local financial planner, who provided poor advice and service. I decided to go into this profession to do exactly what my family’s advisor would not do—give accurate and good advice to clients with realistic expectations.
I love annuities because they provide security and predictability. After seeing my family struggle financially before retirement due to poor advice, inadequate planning, and the 2008 market crash, I knew I could help others avoid those same mistakes. I’m featured on Wealth Path Radio in my local area, plus have had articles published by local affiliates. I’ve been cited on ABC, CBS, Wall Street Select, CNN, and Fox.
When I’m not in the office, I enjoy offshore fishing, boating, and golf. I also love spending time and traveling with my family, including my wife, Cherissa, of 18 years, and our three children, Hayden, Zach, and Ella. One of my favorite quotes is “Do not spoil what you have by desiring what you have not; remember that what you now have was once the things you only hoped for.” by Epicurus.
I reside in Florida, and even though my office is physically located in Inlet Beach, I am able to work with clients throughout the United States. Through our advanced technology systems, not only can we meet “face-to-face” virtually online, but we can also share computer screens so that we are all on the “same page.” That way, you can see first-hand how various income strategies may work for you and your specific goals.
I do my best to take the mystery out of annuities by answering some of the most commonly asked questions in a simple, personalized way. All of my meetings are conducted over the phone and virtually, which means you do not need to leave your home or have to visit me in my office.
Feel free to reach out if you are looking for retirement planning guidance and annuity recommendations to help you reach your retirement goals.
Sincerely,
Derrick Loflin
