My name is Joshua Johnson. I specialize in helping clients financially prepare for retirement, which often includes the proper use of annuities. I work with clients across the country to find ways to generate more retirement income and to grow and protect their money during these turbulent times.
Despite current market volatility and the elevated interest-rate environment, there are still strategies you can put in place right now to help ensure you do not run out of income while keeping your money protected from future market downturns.
While most financial advisors are happy to provide investment guidance and growth opportunities for your portfolio, few financial professionals know how to convert savings into long-term, sustainable income while protecting principal, so you can spend with confidence in retirement.
I am a retirement income planning expert with more than 19 years of experience helping individuals and families prepare for a confident and secure retirement. I am a fourth-generation insurance professional, inspired to enter the business by my grandfather, who was an annuity agent. Today, I specialize in helping people who are near retirement or already retired protect their savings, manage risk, and create guaranteed lifetime income so their retirement plans can withstand future uncertainties.
I earned my finance degree from the University of Minnesota in 2005. My areas of focus include annuities, life insurance, and long-term care planning, because I believe these strategies play a critical role in protecting retirees from risks that could derail their financial security. What I enjoy most about my work is the peace of mind it brings my clients—knowing they have a plan in place and can move forward with confidence. In recent years, I transitioned my practice to a fully virtual model, meeting with clients via Zoom, which has allowed me to serve clients more efficiently.
I live in Minnesota with my wife and our two children, who keep me very busy outside of work. Much of my free time is spent watching my sons’ basketball, soccer, and football games. I also enjoy fishing, skiing, snowboarding, traveling to Florida and Colorado, and spending summers at our family lake cabin. My guiding philosophy is, “Failing to plan is planning to fail,” and both personally and professionally, my goal is to build a lasting, successful practice while helping my clients feel confident and secure in retirement.
Although my office is physically located in Otsego, Minnesota, I am able to work with clients throughout the United States. Using advanced technology, we can meet virtually in a face-to-face setting and share computer screens so everyone stays on the same page. This allows you to see firsthand how various income strategies may work for you and your specific goals.
I do my best to take the mystery out of annuities by answering some of the most commonly asked questions in a simple, personalized way. All meetings are conducted by phone or virtually, so there is no need to leave your home or visit my office.
Feel free to reach out if you are looking for retirement planning guidance and annuity recommendations to help you achieve your retirement goals.
Sincerely,
Joshua Johnson