My name is Justin D. Merritt. I specialize in helping financially prepare my clients for retirement, which often includes the proper use of annuities. I help clients from all over the country find ways to generate more retirement income and find secure methods to grow and protect their money during these turbulent times.
Despite the current volatility in the market and the elevated interest-rate environment, there are still strategies you can implement right now to ensure that you do not run out of income and keep your money securely protected from future market downturns.
While most financial advisors are happy to provide investment tips and growth opportunities for your portfolio, only a few have the expertise to convert your savings into a sustainable long-term income -while also protecting your money- so that you can confidently retire.
I’ve been in the financial services industry since 1998. I attended Franklin University in Columbus, OH where I received a bachelor’s degree in financial planning. As a student of the evolving financial and retirement landscape, I also acquired the Chartered Financial Consultant (ChFC®) and Certification for Long-Term Care (CLTC®) designations.
Professionally, I strive to be a “sheepdog” who protects others from the “wolves” of the world. Growing up, I witnessed how people can make uneducated and uninformed decisions around money creating financial hardships that could have easily been avoided. I’ve developed a passion for helping people keep what they’ve earned. I’ve published articles on FOX, CBS, and NBC affiliate websites.
When I’m not in the office, I am a music enthusiast. I like to collect guitars, play, and sing. While I appreciate various musical styles, I prefer to play classic country music, such as Johnny Cash, Merle Haggard, Waylon Jennings, and even Elvis. Playing in a band in the mid-2000s was an enjoyable time in my life. My wife and I are also involved with local animal rescues, helping with their events and fostering cats and dogs.
I reside in Texas, and even though my office is in the Houston area, I can work with clients throughout the United States. With our advanced technology systems, we can meet “face-to-face” virtually, and even share computer screens so that we are all on the “same page.” That way, you can see first-hand how various income strategies may work for you and your specific goals.
I do my best to take the mystery out of annuities by answering some of the most commonly asked questions in a simple, personalized way. All of my meetings are over the phone and virtually, so you do not need to leave your home or visit me in my office.
Feel free to reach out if you need retirement planning guidance and annuity recommendations to help you reach your retirement goals.
Sincerely,
Justin D. Merritt
