My name is Pat Kerfoot. With over 22 years of experience as a financial professional, I specialize in utilizing safe money strategies, which often include the proper use of annuities, to protect my clients’ retirements. I help clients from all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times.
I am a graduate of Gonzaga University and spent over 20 years in private education. As a former educator, I use my skills to teach strategies you can put in place right now, despite the ongoing market volatility and high interest rates, to ensure a steady income and protect your money from future market downturns.
While most financial advisors are happy to provide investment tips and growth opportunities for your portfolio, only a few financial professionals have the expertise to convert your savings into a long-term sustainable income (while protecting your money) so that you can spend with confidence when you retire.
I have helped many clients navigate retirement landmines by utilizing a strategy that precisely allocates insured, guaranteed growth, and income programs. This approach solves the challenge of keeping your money safe while providing reasonable growth and an income stream you cannot outlive.
I hold professional designations as a Chartered Life Underwriter, Chartered Financial Consultant, and Certified Financial Planner Practitioner. As a Fiduciary, I am ethically and legally bound to put your interests first.
I reside in Idaho, and although my office is physically located in the beautiful Pacific Northwest, I am able to work with clients across the United States. Through our advanced technology systems, not only can we meet “face-to-face” online, but we can also share computer screens so that we are all on the “same page.” That way, you can see first-hand how various income strategies may work for you and your specific goals.
When I am out of the office, I enjoy spending time with my family, reading, studying history, and golfing. I’ve been married to my wife Mary for 23 years. We live in the Idaho Panhandle with our two German Shepherds, Max and Duke.
I do my best to take the mystery out of annuities by answering some of the most commonly asked questions in a simple, personalized way. All of my meetings are over the phone and virtually, which means you do not need to leave your home or visit me in my office.
Feel free to reach out if you are looking for retirement planning guidance or annuity recommendations to help you reach your retirement goals.
Sincerely,
Pat Kerfoot
