My name is Robert Lucci. I specialize in helping clients financially prepare for retirement, which often includes the strategic use of annuities. I help retirees across the country find ways to generate more retirement income and to grow and protect their money during these turbulent times.
Despite the current volatility in the market and the elevated interest-rate environment, there are time-tested strategies designed specifically for retirement that you can implement right now to ensure you do not run out of income while keeping your money protected from future market downturns, and making you a better investor.
While most financial advisors are more than happy to provide you with investment tips and growth opportunities for your portfolio, few financial professionals know how to convert your savings into a long-term, sustainable income while protecting your money, so that you can spend with confidence when you retire.
With over 40 years in financial services, I work primarily with pre-retirees and retirees between the ages of 59 and 75. I specialize in guaranteed lifetime income planning, income tax savings, and helping clients prepare financially for the cost of in-home care. I also use life insurance strategically to maximize the value of IRAs and existing annuities on a tax-free basis, and to protect surviving spouses so they can maintain their lifestyle for the rest of their lives.
My career began at Prudential in 1985, and I have worked as an independent advisor ever since. My passion for this work runs deep. Early in my life, I witnessed a successful family member die suddenly without life insurance. The financial devastation that followed, including the loss of the family business and their home, motivated me to dedicate my career to helping families avoid those same pitfalls. That experience has never left me, and it drives everything I do for my clients today.
I reside in Florida, and even though my office is physically located in Sarasota, I am able to work with clients throughout the United States. Through our advanced technology systems, not only can we meet “face-to-face” virtually online, but we can also share computer screens so that we are all on the “same page.” That way, you can see firsthand how various income strategies may work for you and your specific goals.
I focus on taking the mystery out of annuities by answering some of the most commonly asked questions in a simple, personalized way. All of my meetings are conducted over the phone and virtually, which means you do not need to leave your home or visit my office.
Feel free to reach out if you are looking for retirement planning guidance and annuity recommendations to help you reach your retirement goals.
Sincerely,
Robert Lucci