My name is Scott Lane. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. I help clients all over the country find ways to generate more retirement income while protecting their money during these turbulent times.
Despite the current volatility in the market and the current interest-rate environment, there are still strategies that you can put in place right now to ensure that you do not run out of income and keep your money securely protected from future market downturns.
While most financial advisors are more than happy to provide you with investment tips and growth opportunities for your portfolio, a few financial professionals know how to convert your savings into a long-term sustainable income while protecting your money so that you can spend with confidence when you retire.
I earned my Bachelor’s degree in Finance and Economics from VCU in 1986 and have dedicated my career to helping people achieve their financial goals. After beginning my career with life insurance companies and Edward Jones, I became an Independent Financial Advisor and Retirement Specialist, and I have spent most of my professional life helping individuals prepare for and enjoy retirement.
My focus is on decumulation and asset preservation because I believe retirement requires far more than simply accumulating wealth. Many retirees have built substantial savings but lack a comprehensive retirement income strategy. I help clients navigate what I call the “retirement maze” by creating customized plans designed to address the unique challenges of retirement. I believe annuities should be solved, not sold, and when used appropriately, they can play an important role in protecting assets and creating reliable lifetime income.
To provide a truly holistic planning experience, I collaborate with experienced money managers, tax professionals, estate planning attorneys, and retirement planning specialists. I firmly believe there is no place for cookie-cutter retirement plans because every client’s goals and circumstances are different.
Outside of work, my faith and family are my greatest priorities. I have been married to my wonderful wife Deanna for 38 years, and together we have two wonderful children, Travis and Danielle. I also serve as an usher at my church, enjoy reading, watching television, and following sports. My guiding philosophy is, “You don’t get what you wish for. You get what you work for,” and my greatest goal is to help others make a meaningful difference in their retirement and in their lives.
I reside in Virginia, and even though my office is physically located in Moseley, I am able to work with clients throughout the United States. Through our advanced technology systems, not only can we meet “face-to-face” online, but we can also share computer screens so that we are all on the “same page.” That way, you can see first-hand how various income strategies may work for you and your specific goals.
I do my best to take the mystery out of annuities by answering some of the most commonly asked questions in a simple, personalized way. All of my meetings are conducted over the phone and virtually, which means you do not need to leave your home or visit me in my office.
Feel free to reach out if you are looking for retirement planning guidance and annuity recommendations to help you reach your retirement goals.
Sincerely,
Scott Lane