My name is Stacy A. Smith. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. I help clients all over the country find ways to generate more retirement income and securely grow and protect their money during these turbulent times.
Despite the current market volatility and the high-interest-rate environment, there are still strategies you can put in place right now to ensure you do not run out of income and keep your money securely protected from future market downturns.
While many financial advisors are more than happy to provide you with investment tips and growth opportunities for your portfolio, only a few financial professionals know how to turn your savings into a long-term, sustainable income (while protecting your money) so that you can spend with confidence in retirement.
I’m a financial strategist and licensed insurance professional with 17 years of experience in insurance and annuities. My mission is simple: to help clients protect their wealth, secure a reliable income, and find peace of mind in retirement. With an Associate in Arts from the University of South Florida, a B.A. from Humboldt University in Berlin, Germany, and an Applied Cybersecurity Certification from the SANS Institute of Technology, I bring a global perspective and an analytical approach to every financial plan I build. I live by the phrase “Just as you wish others to do to you, do you also to them likewise,” a constant reminder to treat every client with honesty, respect, and care.
For over twenty years, I’ve helped individuals and small business owners navigate complex insurance and financial decisions. After launching multiple ventures and leading sales teams across industries, I founded Protecting Health & Wealth to focus on what matters most: helping people create financial stability and lasting security. My specialty is designing creative annuity and income strategies that protect against market risk while ensuring dependable lifetime income. I’m passionate about helping clients shift from uncertainty to confidence, knowing they have a plan that supports both their lifestyle and their legacy.
My passion for financial freedom is deeply personal. I built my career from the ground up and understand how important it is to safeguard what you’ve earned. Today, I spend my days helping clients do exactly that through personalized, practical strategies that make their money work for them. Outside of work, I’m an avid real estate investor, cybersecurity enthusiast, and traveler who enjoys spending time with my husband and our two dogs. For me, financial planning isn’t just about numbers; it’s about empowering people to live the life they’ve worked hard to create.
I reside in Florida, and even though my office is physically located in Land O’ Lakes, I am able to work with clients throughout the United States. Through our advanced technology systems, not only can we meet “face-to-face” virtually, but we can also share computer screens so that we are all on the “same page.” That way, you can see firsthand how various income strategies may work for you and your specific goals.
I do my best to take the mystery out of annuities by answering some of the most commonly asked questions in a simple, personalized way. All of my meetings are conducted over the phone and virtually, which means you do not need to leave your home or visit me in my office.
Feel free to reach out if you are looking for retirement planning guidance and annuity recommendations to help you reach your retirement goals.
Sincerely,
Stacy A. Smith