Rated 4.9 | Based on 412 Trustpilot reviews
We specialize in helping Americans financially prepare for and achieve retirement happiness with the proper use of annuities. We will show you how you can reach your goals, protect your assets, and do so in the lowest risk and lowest cost manner possible.
Your Licensed Annuity Investigators will provide you with FREE retirement planning guidance and annuity recommendations to help you reach your retirement goals.
We use technology to evaluate hundreds of annuities of all shapes and sizes, from top-rated insurance carriers. Everything is conveniently done over the phone, no one is coming to your home, and there’s no need to drive to an office.
Our Licensed Annuity Investigators are independent and not captive or beholden to any one particular insurance company. We don’t pretend that annuities can be all things to all people – because that isn’t the truth. Our technology and ethics drive our annuity recommendations, not our bottom line.
Rest assured, you don’t have to worry about a high-pressure sales pitch or anything like that.
We focus relentlessly on three things: Honest guidance. Best annuities. Personalized for you.
We Only Work With The Strongest Top Rated Insurance Companies:
This concise report will reveal to you:
The 2025 Annuity Buyer’s Guide: 15 Tips For Finding The Right Annuity
Inside you’ll discover the essential information you need to be aware of BEFORE you buy any annuity.
This exclusive report is LOADED with tons of great information and in it, you’ll discover:
The Annuity Ranking Report (Updated Every Month)
How to help protect your money from stock market volatility.
See why many retirees are choosing a class of annuities that can potentially produce high monthly incomes.
Discover which annuities might provide you with the highest income for the lowest premium or fees.
An annuity is an investment vehicle where you give an insurance company an agreed-upon amount of money, and, in return, the insurance company pays you a specified interest rate or guaranteed*** income amount for a selected period of time.
In short, an annuity is a product that can be structured to act as something like your own “Individual Pension”. It helps provide a regular and protected stream of income that you want in retirement.
When you own an annuity, you don’t have to watch the markets go up and down and hope you will have enough money in the future. With annuities, you have more control over your money, and you have the guarantees*** under the annuity contract.
Annuities are NOT for everyone. Annuities can be complex, confusing, and very expensive when used incorrectly. But when used properly, annuities may provide guaranteed benefits that can help people secure their dream retirement lifestyle. If you want to be sure you are properly using annuities to secure your retirement, you definitely want to book your Strategy Session now.
The main qualifications are that you should be between the ages of 50 to 75 with $100,000 or more in your retirement portfolio and willing to take action to secure your retirement.
A Strategy Session or Web Demo is a 30-minute confidential phone conversation with one of our licensed annuity specialists that will show you how to reach your retirement goals, protect your assets – and do so with the lowest cost and least amount of risk.
We’ll answer any questions that you may have, and you won’t be pressured to buy anything. Everything is done 100% over the phone. No one will be coming to your house and you will not be required to drive to a financial advisor’s office.
Nope, that’s the worst! We don’t like to be pressured to buy anything, and neither should you. We help you identify the top annuities that are best for you based on your age, and several other factors.
Many of the folks that we have helped, end up becoming happy clients; however, you are under no obligation to work with us — and you will not be pressured to buy anything. The choice is entirely up to you.
We provide Strategy Sessions for FREE. Our licensed advisors can help you compare several annuities against each other so that you can decide if an annuity is right for you. If you would like to purchase an annuity through us, the insurance company that provides that annuity compensates us for helping you find the best annuity.
In the spirit of full transparency, we offer our Strategy Session phone consultations for free, because we know that if we educate and help enough people — many of them will choose to work with us and become happy clients.
Our simple process can help you ensure a comfortable and financially secure retirement. If we can add value to you and put more money in your pocket, you may decide to purchase an annuity through us. The insurance company that offers the annuity that you select will then compensate us for helping you find the right annuity.
Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity recommendations; we are not beholden to any particular insurance company.
Absolutely! We want to make sure you are getting the highest guarantees. Oftentimes, many of the folks reach out to us because they are being sold an annuity by a financial salesperson and are seeking a second opinion.
If you have one particular annuity to review that is totally fine; if not, we will use our software to identify the top annuities and share with you the top options that you may want to consider.
Many of the people we help have been working with a financial advisor for many years that want a second opinion regarding their retirement and income plan.
If your cardiologist told you that you needed open heart surgery, it would be smart to get a second opinion from another heart specialist before you go under the knife.
Since we’re talking about your retirement finances, it’s a prudent measure to get an objective, independent second opinion.
AnnuityGator.com offers independent annuity product reviews. Nothing on this website is a recommendation to buy or sell an annuity. All content is for educational purposes only. No product companies have endorsed the reviews on this site, nor is AnnuityGator.com compensated for reviews. Reviews are posted at the request of readers so they could see an independent perspective when breaking down the positives and negatives of specific annuity contracts. Before purchasing any investment product be sure to do your own due diligence and consult a properly licensed professional should you have specific questions as they relate to your individual circumstances. All names, marks, and materials used for the reviews on this site are property of their respective owners, and not those of AnnuityGator.com. Annuity product guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Annuity riders may be available for an additional annual premium that can provide additional benefits and income guarantees. By contacting us you may speak with an insurance licensed agent in your state, and you may be offered insurance products for sale.
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Phone: (888) 440-2468 Address: 7850 N Silverbell #114-194 Tucson, AZ 85743-8219
I could not have ask for a better. Outstanding Service
I could not have ask for a better experience. I was looking for retirement income. My rep, Joshua Schlinsky, took all the time we needed to explain everything in detail and executed the process flawlessly. I could not be happier.
Very knowledgeable on products
Very knowledgeable on products available.
Honest friendly advice
Very knowledgeable. Good professional advice.
Awesome and very informative!
Awesome and very informative!
I love Steve of Annuity Gator
I love Steve of Annuity Gator, at first I was hesitant but he was patient and so informative…and due to his thorough work I found out I was eligible for a pension from my previous employer!!! He has helped me out a lot with understanding my retirement options. And thanks to his help I feel confident about my future retirement.
Very Honest
Jason made everything make sense and way easier to understand.
Very good service and very informative.
Very good service and very informative.
Annuity Gator helped me when I needed it!
Tony Sebra was able to explain the details of the annuity plan with me in a way that made it clear to me how it would benefit me. He ran my ‘what if’ scenarios and showed me the potential results. It helped me to make this important life decision.
Purchase of Annuaity
Thus far, all is going very well and all questions have been answered.
Informational!!
Informational!!
Excellent annuity service
Excellent support and service. I would highly recommend to anyone that needs an annuity.
I say that quickly as many things are
I say that quickly as many things are still in process. However, so far, explanations have been excellent as things are progressing as quickly paper/emails, with responses all take time
I was provided very useful information
I was provided very useful information about different choices available for me to meet my financial goal. Thank you very much.
I’m so thankful I met Jason Siebert
Due to the current economic climate, my IRA had lost more than $100,000. I needed to stop the bleed. I was interested in Annuities because i heard you never lose money. I started to research different companies and that is when i Met Jason Siebert with Annuity Gator. I explained i was new to the world of annuities. Instead of being pushy like another annuity salesman i ran into, Jason took his time over the course of six weeks to educate me. What a treasure. I entrusted my entire retirement savings to Jason and he was able to replace the amount I had lost in the market. Thank you Jason for the ease of mind.
Very knowledgeable and solid advice
Very knowledgeable and solid advice. Great to work with. Very helpful.
Casey Madden was great
Casey Madden was informed, caring and just what I needed.
good service answered all my concerns
good service
Very helpful n honest
Very helpful n honest
Very informative
Terri has a great deal of info on annuities to help with your decision to buy which type of annuity.Like he tells you he doesn’t guess, he takes hard information and drafts a plan for you.
Ryan took the time to educate me
Ryan took the time to educate me about all the different types of annuities and made recommendations based on my needs
Easy to understand
Easy to understand, plenty of common sense examples and no pressure tactics
Brett Toomey is THE BEST AGENT EVER
Brett Toomey is the most informed, experienced financial advisor I’ve ever encountered! The online video by AG’s CEO drew me in as it’s info seemed straightforward, knowledgeable and sensible. But Brett Toomey captured my business (one Trad IRA based deferred/indexed annuity … about which I knew NOTHING until Brett explained it patiently til I DID understand it) and soon another annuity, deferred, non-IRA cash based. Because I trust Brett completely. He’s smart, likeable, has a sense of humor and seems to respect me even though I’m NOT a financial wiz!! I absolutely and completely recommend AnnuityGator, and Brett Toomey in particular. Connie B “)
We were greeted with very knowledgeable
We were greeted with very knowledgeable people willing to answer a lot of different questions on a level people can understand Thank you all and we are not done yet we may need your help very soon again
Very informative and helpful.
Very informative and helpful.
Very helpful always answer my call.
Very helpful always answer my call.
Bill is fantastic
Bill is fantastic. Patient, informed, and experienced. This is a zero pressure, educational process. Very impressive organization.
Understanding your annuity
I feel I have a better of understanding of annuities with the help of Annuity Gator. I was hesitant to try an annuity because of things I had heard in the past. Now I think annuities have evolved for the better given the advice of financial advisors who help you focus on how the right annuity can help you achieve your goals in retirement. All of my questions were answered promptly. And I know the importance of reading and understanding all of the fine print in the contract.
Our advisor Jim Van Meter
Our advisor, Jim Van Meter, is awesome. No high pressure sales. Just common sense advise. He does his homework and gets back to you on a timely manner.
Advisor was very seasoned informational
Advisor was very seasoned informational and extremely knowledgeable. Great Experience!!!
Annuity Program Success
I had been looking for an annuity to invest in, but didn t have a clue where to go and who to contact. The representative assign to me was very instrumental in presenting and explaining the process and earnings potential. He also described the different options I had with the one program I purchased. I was pleased with his customer service and allowed me to ask a million questions and have some time to think about this before I made my decision. I am putting away a large amount of money for my future economic welfare and I believe I chose a good company to do it with. I m giving them 5 Stars and am optimistic to see my earnings potential after this first year.
Terry is a wealth of knowledge and an
Terry is a wealth of knowledge and an asset to the annuity and insurance industry!
Kenneth Anderson offered excellent
Kenneth Anderson offered excellent service. He’s very professional and very informative.
Jeff Woodard was methodical and precise
Jeff Woodard was methodical and precise in explaining annuities and how they work. Furthermore, he was diligent in suggesting which annuity would best fit my particular situation. Jeff used education over sales pressure to allow me to make an informed decision. I consider myself fortunate to have contacted Annuity Gator!
Keeping It Simple
My advisor explained the Annuity I was interested in simple terms. He was patient. I felt I was being educated.Have not made a decision yet after 4 conversations..but that’s ok..this is important to really understand before I lay my money down.
We couldn’t be more pleased!
Annuity Gator connected us with a real find, Sean Mason from Fresno Financial advisors. Sean is extremely knowledgeable, thoughtful and trustworthy, the exact type of professional we search for when it comes to consultants, from doctors to finance. Since we made contact with Sean via Annuity Gator a couple of months ago, we have established a wonderful working relationship with Sean and his great staff and completed several major transactions. We couldn’t be more pleased. Thank you, Annuity Gator.
Rave Review
Outstanding service and knowledge base by professional staff. Extremely helpful in delivering quality assistance.
It was a pleasure working with
It was a pleasure working with Mr.Driggers. He gave me annuity options to consider and never pressured me to buy. He kept me well informed through all through the application process and transferring money. He was always available to talk or text. Although he is located in a different state than me, he was easy to work with. I can vouch that Annuity Gator is not a scam, but the easiest to work from the several financial advisors I had also talked to.
Ryan was extremely helpful and I
Ryan was extremely helpful and I learned a lot about annuities from our conversations.
MANY ANNUITY OPTIONS
i had a very good experience working with Rick Sparkman… I was rather gun shy about attempting to search out another annuity, since my first encounter with annuities was with a financial advisor who knew little about the products and had very limited offerings.. Rick opened the gates to the many types of annuities that Annuity Gator has available.. Although, I thought the evaluation of these annuities difficult.. he made it seamless.. explaining to me which one best serves my needs.. I would recommend Rick to anyone interested in using annuities as another investment tool.
Awesome company
Awesome company. Great experience.
Jerry Means did an excellent job
Jerry Means did an excellent job explaining annuities
Service rep was the difference
Service rep Jeff Woodard was so helpful. He made the entire process so easy to understand. He was friendly,patient, and gave me the feeling that he was working for me, to try and get a good product within the constraints of my own personal financial situation.
Excellent unbiased presentation of
Excellent unbiased presentation of products. Good communications and attention to details.
Jason Solomon is very informed and
Jason Solomon is very informed and professional, he helped me through the entire application process with great expertise. His level of communication was great. I will highly recommend him to my friends. Thank you so much Jason.
No pressure and very informative.
No pressure and very informative.
Highly recommend Sean Sparkman
Sean is very knowledgeable on all the annuity products and explained every thing clearly which is easy to understand. He is very patient and is willing to take time answering any questions. He is trustworthy to be your advisor.
Jason was super patient and took the
Jason was super patient and took the time to explain our various options, based on our particular situation. Would highly recommend him!
I have had the pleasure of working with
I have had the pleasure of working with Barbara Halperin on finding the best annuity for my needs and retirement goals. She made me feel comfortable and confident almost immediately. Her professionalism, extensive experience, and ability to not only give me multiple options to fit my situation but also explain it all in a way that I can understand is really unmatched and truly appreciated!
It was a pleasure working with the
It was a pleasure working with the advisor. The advisor provided adequate information to make a decision.
How do I increase my funds?
I started looking on line for a better interest rate than my bank. This was my first experience on line. It turned out beautiful. Sean was very knowledgeable and helpful. He knew his math and listened to what my needs were. He always gave several potions to choose from. Each was explained in great detail. The one I chose gave me an extended death benefit and an option if I became serious ill. I didn’t feel totally bound and not able to get my money. I was a little concerned since he didn’t have an office in my state or hometown. I have been with him for a year and am totally comfortable with my ability to talk to him when needed. This was money that was not needed in the near future yet I still could access it for a serious emergency. The entire plan seems to look out for all my worries. Sean spends the time with you! I am so lucky to have found this annuity. I did my due diligence an found this insurance company met my requirements. Sincerely, Rosemary J. Waldron
Helpful, Responsive and Customer Focused
Mike was so responsive and helpful in educating us about annuities and providing us with four possibilities to meet our needs. We definitely recommend him as a CFP. If you re looking for a greater array of products, a licensed broker might be better. Depends on your needs.
Sean Sparkman Annuity
Sean Sparkman has not been pushy. He has been ridiculously patient with my lack of knowledge. He frequently sends educational articles.
The have given prompt attention to my
The have given prompt attention to my questions.
William is a trustworthy guy
William is a trustworthy guy, taking a lot of time explaining to me the ins and outs of the product we chose. He sifted through several annuities to arrive at the perfect fit. I never felt pushed or “sold”, and the transaction was smooth and quick.
Immediate response from an extremely
Immediate response from an extremely knowledgeable and professional financial consultant.
Marcos is excellent
Marcos is excellent. Very knowledgeable, and explains all products in simple terms. Answered all questions, explanations made simple.
I really like Sylvia
I really like Sylvia. My situation is complicated and feel confident that she will see me through all my options
Adam Grubius did a good job of
Adam Grubius did a good job of explaining how various annuities could help me lock in some of the market gains in my rollover IRA. Thanks, Ed Walton
Great resource and helpful and knowledgable agent
Annuity Gator was very educational for me, and ultimately I bought an annuity through Greg Ferguson I’m very happy with (and just before the market crashed!)
Great experience
Great experience. Very knowledgeable and no pressure. Give them 5 stars.
Terry Ciotti with Annuity Gators A++++ guidance
Terry Ciotti with Annuity Gators was the best advisor I could have ever asked for. His honesty, professionalism, and guidance through the whole process was A+++. He didn’t rush me in any way. He answered all my questions, and I felt great about my decisions. He is my go to with Annuity Gators with any future endeavors. A very big Thank You!!
Barbara Halperin was great to work with from Annuity Gator.
I worked with Barbara Halperin. She is a very experience advisor on annuities/insurance products and provided me with best options to reach my goals. All options were presented to me in a very comprehensive and professional manner. I never felt rushed to make decision. I would definitely recommend annuity gator and particular Barbara.
informative interview
informative interview. Jeff Katz was great, just think I started looking too soon. but knowledge is golden.
Cassy was professional and
Cassy was professional and knowledgeable.
Exceptional Advisor
Terry Ciotti was excellent in helping me understand how annuities work and explaining the policy terminology. He has a great demeanor and concern for his client. He is a highly valued employee for annuity gator and should be referred for new clients at any level.
Worked with Ken Anderson from NJ
Worked with Ken Anderson from NJ. He walked us through the entire process, was very professional and we feel he advised us properly. We committed to an annuity that fit our particular needs, investing a lump sum , choosing to wait 4 years to start our withdrawal and feel the value is acceptable with the investment we made. We would highly recommend Annuity Gator, and especially Ken Anderson.
The honeymoon phase was excellent
The honeymoon phase was excellent. I will review more as time go on. Sean Mason is an amazing advisor. He speaks in terms the layman can understand. He is not pushy and takes his time explaining and answering any questions you may have. He did not try to sell me on anything and let me soak in the information given and time to research on my own. He said he was there if I needed anything or had questions to give him a call. Give him a call and just talk to him about your concerns, I have a feeling you will be glad you did.
Terrific explanation of annuities
Terrific explanation of annuities! Very helpful
Hello Annuity Gator
Hello Annuity Gator, I again would like to express my praise of agent Sean Sparkman in my dealings with him to secure my income stream annuity,he followed through 100% on what he initially told me about working hard and leaving no stone unturned to help me meet my goals. I had read into annuities online and in writings but didn’t realize how limited my understanding was, he showed me an avenue i didn’t know existed strategized ,knocked on every door and negotiated. two thumbs up ! Kyster Porter
Great source of info and service
Excellent service, great advice. I d recommend them to anyone looking for transparent and quality annuity advice.
Helpful & Not Overbearing
Was considering different annuities and thought this site might provide some clarification. Talked with Terry Ciotti who got back to me in a timely manner with some options. He listened carefully about what I wanted as an end result & provided appropriate guidance. Appreciated not having a product forced on me.
Excellent information provided by
Excellent information provided by Barbara regarding a variety of annuities/fixed index annuities!!
8/28/2020. MARK KENNY
8/28/2020. Annuity Gator provided me a place where I could go to get the answers I needed. Mark Kenny who is a licensed Annuity advisor & part of their research team was quick to help me who truly dedicated his time & effort to give me a broad understanding about my annuity. He is extremely knowledgeable & very professional. I highly recommend MARK KENNY to anyone seeking how annuities work & what to expect thru understanding yours.
Constructive thoughts -guidance and
Constructive thoughts -guidance and clear practical advice opening a conversation that was of Great benefit
My annuity gator experience
Hands on and very thorough from A to Z. They were able to answer all questions that came up. The whole process was painless smooth.