Rated 4.9 | Based on 412 Trustpilot reviews
We specialize in helping Americans financially prepare for and achieve retirement happiness with the proper use of annuities. We will show you how you can reach your goals, protect your assets, and do so in the lowest risk and lowest cost manner possible.
Your Licensed Annuity Investigators will provide you with FREE retirement planning guidance and annuity recommendations to help you reach your retirement goals.
We use technology to evaluate hundreds of annuities of all shapes and sizes, from top-rated insurance carriers. Everything is conveniently done over the phone, no one is coming to your home, and there’s no need to drive to an office.
Our Licensed Annuity Investigators are independent and not captive or beholden to any one particular insurance company. We don’t pretend that annuities can be all things to all people – because that isn’t the truth. Our technology and ethics drive our annuity recommendations, not our bottom line.
Rest assured, you don’t have to worry about a high-pressure sales pitch or anything like that.
We focus relentlessly on three things: Honest guidance. Best annuities. Personalized for you.
We Only Work With The Strongest Top Rated Insurance Companies:
This concise report will reveal to you:
The 2025 Annuity Buyer’s Guide: 15 Tips For Finding The Right Annuity
Inside you’ll discover the essential information you need to be aware of BEFORE you buy any annuity.
This exclusive report is LOADED with tons of great information and in it, you’ll discover:
The Annuity Ranking Report (Updated Every Month)
How to help protect your money from stock market volatility.
See why many retirees are choosing a class of annuities that can potentially produce high monthly incomes.
Discover which annuities might provide you with the highest income for the lowest premium or fees.
An annuity is an investment vehicle where you give an insurance company an agreed-upon amount of money, and, in return, the insurance company pays you a specified interest rate or guaranteed*** income amount for a selected period of time.
In short, an annuity is a product that can be structured to act as something like your own “Individual Pension”. It helps provide a regular and protected stream of income that you want in retirement.
When you own an annuity, you don’t have to watch the markets go up and down and hope you will have enough money in the future. With annuities, you have more control over your money, and you have the guarantees*** under the annuity contract.
Annuities are NOT for everyone. Annuities can be complex, confusing, and very expensive when used incorrectly. But when used properly, annuities may provide guaranteed benefits that can help people secure their dream retirement lifestyle. If you want to be sure you are properly using annuities to secure your retirement, you definitely want to book your Strategy Session now.
The main qualifications are that you should be between the ages of 50 to 75 with $100,000 or more in your retirement portfolio and willing to take action to secure your retirement.
A Strategy Session or Web Demo is a 30-minute confidential phone conversation with one of our licensed annuity specialists that will show you how to reach your retirement goals, protect your assets – and do so with the lowest cost and least amount of risk.
We’ll answer any questions that you may have, and you won’t be pressured to buy anything. Everything is done 100% over the phone. No one will be coming to your house and you will not be required to drive to a financial advisor’s office.
Nope, that’s the worst! We don’t like to be pressured to buy anything, and neither should you. We help you identify the top annuities that are best for you based on your age, and several other factors.
Many of the folks that we have helped, end up becoming happy clients; however, you are under no obligation to work with us — and you will not be pressured to buy anything. The choice is entirely up to you.
We provide Strategy Sessions for FREE. Our licensed advisors can help you compare several annuities against each other so that you can decide if an annuity is right for you. If you would like to purchase an annuity through us, the insurance company that provides that annuity compensates us for helping you find the best annuity.
In the spirit of full transparency, we offer our Strategy Session phone consultations for free, because we know that if we educate and help enough people — many of them will choose to work with us and become happy clients.
Our simple process can help you ensure a comfortable and financially secure retirement. If we can add value to you and put more money in your pocket, you may decide to purchase an annuity through us. The insurance company that offers the annuity that you select will then compensate us for helping you find the right annuity.
Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity recommendations; we are not beholden to any particular insurance company.
Absolutely! We want to make sure you are getting the highest guarantees. Oftentimes, many of the folks reach out to us because they are being sold an annuity by a financial salesperson and are seeking a second opinion.
If you have one particular annuity to review that is totally fine; if not, we will use our software to identify the top annuities and share with you the top options that you may want to consider.
Many of the people we help have been working with a financial advisor for many years that want a second opinion regarding their retirement and income plan.
If your cardiologist told you that you needed open heart surgery, it would be smart to get a second opinion from another heart specialist before you go under the knife.
Since we’re talking about your retirement finances, it’s a prudent measure to get an objective, independent second opinion.
AnnuityGator.com offers independent annuity product reviews. Nothing on this website is a recommendation to buy or sell an annuity. All content is for educational purposes only. No product companies have endorsed the reviews on this site, nor is AnnuityGator.com compensated for reviews. Reviews are posted at the request of readers so they could see an independent perspective when breaking down the positives and negatives of specific annuity contracts. Before purchasing any investment product be sure to do your own due diligence and consult a properly licensed professional should you have specific questions as they relate to your individual circumstances. All names, marks, and materials used for the reviews on this site are property of their respective owners, and not those of AnnuityGator.com. Annuity product guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Annuity riders may be available for an additional annual premium that can provide additional benefits and income guarantees. By contacting us you may speak with an insurance licensed agent in your state, and you may be offered insurance products for sale.
©AnnuityGator. All Rights Reserved | Privacy Policy
Copyright 2025 by AnnuityGator.com
Phone: (888) 440-2468 Address: 7850 N Silverbell #114-194 Tucson, AZ 85743-8219
Satisfied Customer Listened well and put me in touch with
Listened well and put me in touch with a great advisor who was able to meet my needs.
Brett Toomey is an AWESOME financial
Brett Toomey is an AWESOME financial agent~~ I’ve purchased my indexed pre-tax dollars annuity thru him and he was patient, pleasant, informative, knowledgeable, thorough, efficient and reassuring! Now I’m getting ready to purchase my after-tax dollars indexed annuity thru Brett and looking forward to the experience … AND the peace of mind that comes with knowing I’ve been given excellent advice that assures me a steady yet available income in my elder years due to Brett Toomey & Annuity Gator!!
Great resource and helpful and knowledgable agent
Annuity Gator was very educational for me, and ultimately I bought an annuity through Greg Ferguson I’m very happy with (and just before the market crashed!)
My advisor(Barbara Halperin) provided
My advisor(Barbara Halperin) provided me with appropriate educational material which enabled me to make an investment decision by selecting an appropriate annuity which meets my needs. She also helped me by assisting me in filling out all the required paperwork. I felt that my advisor was easily available to answer all questions with expertise and patience. I will certainly recommend her to others.
Very personable and knowledgeable advisor
Excellent service. Appreciated the seminar by Terry. Have received excellent service, responsiveness, knowledgeable and very personable advisor, Barbara Halperin. She is great. Have already recommended her to others. Thank you, Barbara!
Great info very helpful and
Great info very helpful and knowledgeable. Thanks again Matthew Taub
John Montoya gave us very valuable
John Montoya gave us very valuable information. Pleasant and thorough. Always on time with a scheduled appointment. Will definitely consult John again.
Scott P was was excellent
Scott P was was excellent. Knowledgable and supportive, thank you!
Great experience – would highly recommend!
We worked with Mark Newman. From our first phone call to the final decision on investment Mark was the utmost professional. He was extremely helpful, knowledgeable, and courteous throughout the process. Mark listened to everything we had to say, provided us with options, and answered all of our questions. We felt comfortable and confident in our decision and would recommend Mark to anyone looking to invest in annuities.
My sincere thanks and appreciation to Joshua Schlinsky.
My sincere thanks and appreciation to Joshua Schlinsky for his patience and understanding as I made changes from my original request in purchasing an annuity. There was absolutely no rush by Josh for me to sign anything until we both knew exactly what I wanted to accomplish. He offered to send me his book, Wealth Compounded, so I would understand who I was putting my trust in. (I admit I was apprehensive in dealing with an Agent in Florida – several states from my residence in Missouri.) We talked on the phone several times. My initial plans drastically changed a few times as I mulled over my investments between our conversations. My final and most important decision was to opt out of my funds invested in the stock market by purchasing a Single Premium Deferred Fixed Annuity – no more worries about the stock market plummeting to 50%. Now my funds will grow with interest added each year, it will only decrease if I withdraw funds. The process was not totally hiccup free as my Stock Brokerage Company had requirements which caused me concern and I leaned heavily on Joshua during those times. I am very comfortable now with my final choice and my Agent, Joshua Schlinsky, who carried me through the entire process.
Best annuity adviser
Best annuity adviser . Deep and wide knowledge . Amazing analysis software for different annuity products.
Toney listened to what my goals were
Toney listened to what my goals were and then did the research to find products to meet those goals. Plan came together perfectly.
Rave Review
Outstanding service and knowledge base by professional staff. Extremely helpful in delivering quality assistance.
Excellent information provided by
Excellent information provided by Barbara regarding a variety of annuities/fixed index annuities!!
Very knowledgeable people who seem very
Very knowledgeable people who seem very transparent. Take the time to explain complex investment strategies
Barbara provided a broad array of
Barbara provided a broad array of information and alternatives for me that I could not have researched and gotten on my own.
Patiently stayed with me while I
Patiently stayed with me while I checked out several different products and was always available to answer any questions I had. Had added peace of mind for my final yeas of retirement and for my wife’s as well.
Sean Sparkman, a true professional advisor
Sean Sparkman started with an education illustration on different types of annuity products. This overview gave me the confidence of choosing the best product for myself. Sean’s professional knowledge and listening skill were what I needed.
Very helpful
Warren was very helpful and offered good information
They were very professional and
They were very professional and organized. They explained things to me very well and provided me with a great deal of relevant information during the decision process.
Matt Did a Great Job
Matt did a great job. He kept me informed, found good products and suggested alternatives. Also, he’s a pleasure to talk to on the phone.
I found the right person
I was fortunate to have found a person that I could trust with my money. Mr Soloman is highly recommended.
Thank you
I was unfortunate to have had a very unqualified & dishonest financial advisor for my IRA investments including my Annuity. I was recommended by Fidelity to contact Annuity Gator for advice. I am fortunate to have been connected with Merrit Strunk as my advisor to advise about my inappropriate Annuity. He has shared his knowledge, expertise, & sincere caring attitude & attention to my situation. I am very grateful for his professional advice. Thank you!
The have given prompt attention to my
The have given prompt attention to my questions.
I could not have ask for a better. Outstanding Service
I could not have ask for a better experience. I was looking for retirement income. My rep, Joshua Schlinsky, took all the time we needed to explain everything in detail and executed the process flawlessly. I could not be happier.
Josh was excellent
Josh was excellent, explaining program details thoroughly and answering all questions. No pressure approach is definitely appreciated.
Jason Siebert was excellent
Jason Siebert was excellent. Never rushed me, answered all my questions (many, more than once), responded promptly to emails… He is confident and has a superb knowledge of annuities.
Paige is wonderful!!!
Paige is wonderful. She explains everything no matter how long it takes. She is very knowledgeable about annuities and other financial areas. We are so glad we found her.
Annuity questions!
Annuity Gator Team is very precise in assisting you with your needs. They take time out and answer all of your question without feeling that you are being pressured.
Thanks
Easy to understand
Easy to understand
Knowledgeable, Reliable and Trustworthy
Approximately a 15 months ago I met Joshua Schlinsky through a visual phone meeting. I was skeptical, I wasn’t a fan of discussing my needs and financial matters over the Zoom Meeting. I prefer face to face. After about 5 zoom meetings, I found Joshua to be very knowledgeable about the many constantly changing Annuities and their crediting options from different Insurance Companies. Joshua gained my Trust and I found him very easy to work with. Not a pushy salesman. He educated me with the newest options in the ever-changing market. Along with his professional advise, He and I made good solid choices. I am thankful for Joshua and his staff for being a Professional, Educated and Passionate firm representing me.
Very knowledgeable and solid advice
Very knowledgeable and solid advice. Great to work with. Very helpful.
Bad information from Annuity Gator…
After talking to the gentleman about My up comming retirement I figured the information I was told would not work more than a few years at best.
David was informative
David was informative, prepared and candid regarding his recommendation on which plan would be best for my retirement.
I’m so thankful I met Jason Siebert
Due to the current economic climate, my IRA had lost more than $100,000. I needed to stop the bleed. I was interested in Annuities because i heard you never lose money. I started to research different companies and that is when i Met Jason Siebert with Annuity Gator. I explained i was new to the world of annuities. Instead of being pushy like another annuity salesman i ran into, Jason took his time over the course of six weeks to educate me. What a treasure. I entrusted my entire retirement savings to Jason and he was able to replace the amount I had lost in the market. Thank you Jason for the ease of mind.
Before & After
Before I contacted Joseph, I knew nothing about annuities & was very sceptical of this product. After speaking with him & reading his book, “Wealth Compounded”, I feel much more at easy concerning fixed & indexed annuities.
Wade Menzies is wonderful
Wade Menzies is wonderful. He explains everything thoroughly and is not pushy. He is a joy to work with him
I was in a position where I needed to move old 401k
I was in a position where I needed to move money from an old 401k into something more secure. Mark and his team provided me with all the information I needed to make an informed choice about the annuity I chose. The process and communication was very easy.
Scott Stooksbury, Annuity Research Specialist & Advisor.
Choosing a financial adviser is one of the most important decisions you can make for yourself; it is why I would recommend Scott Stooksbury to anyone who needs financial advice and want to buy financial product tailored to your needs. He is a good listener, takes the time to get to know you, and answered your questions. He provides a comprehensive current market analyses with detailed list of Carriers and their products. Scott is trustworthy and honest. He is always prompt to respond over email and phone calls. Every meeting with him has been productive and pleasant. His professionalism and empathy make him a top financial advisor. I am glad we have chosen to work with Scott Stooksbury.
I was contacted by Mark Shelby who
I was contacted by Mark Shelby who answered my question and patiently walk me through very clear explanation on how annuities work. I also listened to the recent webinar that was very well done. Thank you, Lyn
Josh was wonderful to work with.
Josh was wonderful to work with. No pressure and explaining the various products available. Would recommend him to anyone wanting an annuity David Kahn
Terrific honest insight and counsel
Terrific honest insight and counsel into often complex annuities.
Go Gators!
It was my motto in college. And coincidentally I can still confidently use it in describing my interaction with Annuiy Gator’s Barbara Halperin! I found her to be an amazing advisor encompassing many superlatives. Super knowledgeable. Highly professional. No high pressure tactics. Concerned and individualized attention.In comparison to other financial meetings and dealings, my interaction with Barbara is right up there at the top of the list. I’m deeply grateful for being able to call on such a valuable resource.
From what I can see
From what I can see, your representative is very knowledgeable and that is what a fiancial planner is required to be!
Bill Decker was very helpful
Bill Decker was very informative and helped me and my wife understand all of our options. With all of the uncertainty in the investing world right now he explained our options in a way that will help us in making the right decisions going forward. I highly recommend Bill for anyone that would want an advisor that they can trust and is great at explaining financial matters in an easy to understand way.
Patiently stayed with me while I…
Patiently stayed with me while I checked out several different products and was always available to answer any questions I had. Had added peace of mind for my final yeas of retirement and for my wife’s as well.
Outstanding Service
My advisor, Wendy Pyne, was outstanding. She spent hours with me patiently explaining the different products on the market and walking me through the unfamiliar terms and concepts used in the annuity field. Very knowledgeable! Ms. Pyne then spent additional hours helping me find the right product for my individual needs. Could not be happier with the service I received
Lisa’s new annuity
I have just replaced an old annuity with a new, better one. I could not have made it through this process had it not been for my advisor, William Seeley. He guided me every step of the way, by asking what I wanted/needed the annuity to do, explaining things I didn’t understand, answering my questions and most of all, staying in contact. He worked very hard on my behalf and got me the annuity that I needed to further my retirement goals. I will definitely recommend his services to my family and friends.
Great info and helpful
Great info and helpful
Adam Grubius did a good job of
Adam Grubius did a good job of explaining how various annuities could help me lock in some of the market gains in my rollover IRA. Thanks, Ed Walton
Honest friendly advice
Very knowledgeable. Good professional advice.
Very good service and very informative.
Very good service and very informative.
8/28/2020. MARK KENNY
8/28/2020. Annuity Gator provided me a place where I could go to get the answers I needed. Mark Kenny who is a licensed Annuity advisor & part of their research team was quick to help me who truly dedicated his time & effort to give me a broad understanding about my annuity. He is extremely knowledgeable & very professional. I highly recommend MARK KENNY to anyone seeking how annuities work & what to expect thru understanding yours.
i was originally impressed by AG’s CEO
i was originally impressed by AG’s CEO, who’s experience level, background and thorough introductory video got me interested enough to call for an appoint. I’m beyond happy that Brett Toomey, also massively experienced, smart, considerate as well as very humanly approachable with a great sense of humor, was assigned to my inquiry. Brett has been beyond patient, listened to my description of my situation, spent time researching best case scenarios for me, then explaining them to me carefully. Within a few telecons, I was able to invested in a great product, an indexed deferred qualified rollover annuity I’d never heard of before. I’m beyond impressed w/Brett AND Annuity Gator!
Joshua: Annuity Gator
Joshua helped me understand annuity products, how they can offer a safe and secure income stream for years to come. I’d received some advisement from other financial planners, didn’t like their approach, seemed more interested in sales than guidance to protect my retirement funds. We met several times, did my research and finely came to the best options for me, meet the goals we set during our initial meeting. His guidance, patience were most valued during the process, explained everything in terms i could understand. As i move forward into retirement i feel more secure that i’ll be able gain a good income stream while preserving my investment, providing a legacy for my family.
informative interview
informative interview. Jeff Katz was great, just think I started looking too soon. but knowledge is golden.
Good Customer Service
I was contacted by Bill Bieda, who did an excellent job of communicating with me by phone and email. Even though I had already lined up with another advisor, I was just checking the whole annuity idea out. He was helpful and willing to give advice.
Hello
Hello, Sean Sparkman was Honest, hardworking and diligent. in my search for an agent for annuities he is a lucky find.
I was extremely impressed
I was extremely impressed with the knowledge and expertise of my advisor. He made me feel confident and secure in allowing him to prepare a retirement plan to exactly suit my needs. He listened to all my concerns and offered excellent advice
Jeff was very knowledgeable and helpful
Jeff was knowledgeable, helpful and above all, a good listener. He took the time to understand what I am/was trying to accomplish and after our initial discussion, he came back to me with a plan that provided the solution I was looking for.
William Seeley was excellent in keeping
William Seeley was excellent in keeping up with the progress of my annuity. We will use him again in the future!
I am a retired engineer and not that
I am a retired engineer and not that familiar with annuities. I originally chose Annuity Gator from the ethernet. I was a bit concerned that I chose wisely, as I wanted to find a representative that had my best interests as a priority. I couldn’t be more pleased with my choice. From the onset, Annuity Gator under the direction of Page Peterson has done everything possible to educate me and raise my level of confidence. As a direct result, I have contracted with Annuity Gator for what I believe is the best Annuity for my specific needs. A 5 star experience.
First of all I would like to say the
First of all I would like to say the representative Matt taub thanks For being transparent and sizing the Questions that I had for a clear transparent decision enough to give me What I needed to continue to pinpoint the right product priceless and this is a good outfit.!!??????????
Helpful and Easy to Understand
Scott was very helpful in clarifying how the Allianz 360, ABC and the F&G Power Accumulator 7 might work or not for my particular situation. He speaks in a language that is understandable to lay people such as myself.
Barbara Halperin is excellent
Barbara Halperin is excellent! She handled everything in a timely manner and explained everything in detail to us. It was a great experience doing all of this on the computer face to face. I referred Barb to my daughter and will recommend her to other friends and family.
Mike explained very detailed and thank
Mike explained very detailed and thank you
Hi Casey
Hi, it was nice to talk business with Casey, he was able to explain about annuities and was clear about the various options that we have as we prepare for our future as retired folks. We hope that we can work with Casey going forward and develop a nice balanced plan. Thank you
Casey Madden takes the time to explain
Casey Madden takes the time to explain annuities and what investment options may be best for your needs.
Very helpful always answer my call.
Very helpful always answer my call.
Very helpful in Explaining my annuity
Very helpful in Explaining my annuity product, how it works and it s pros /cons Also offering alternative options and insight Thanks Casey
GOOD INFORMATION
GOOD INFORMATION
Easy to use and informative information
Easy to use and informative information the the website. Helpful consultants.
Concise information
We are still in the informational phase. Third meeting is going go be more definitive. I am very positive I will be going with all recommendations.
We couldn’t be more pleased!
Annuity Gator connected us with a real find, Sean Mason from Fresno Financial advisors. Sean is extremely knowledgeable, thoughtful and trustworthy, the exact type of professional we search for when it comes to consultants, from doctors to finance. Since we made contact with Sean via Annuity Gator a couple of months ago, we have established a wonderful working relationship with Sean and his great staff and completed several major transactions. We couldn’t be more pleased. Thank you, Annuity Gator.
Excellent support and knowledgeable
Excellent support and knowledgeable answers. If you want objective, fact based information, this is a very good resource.