Scooby Dooby Doo, Where are you? We’ve got some work to do now.Ruh-roh! Are you in debt? It’s no mystery that you’re not the only one. Nerd Wallet reports that the average American household now has credit card balances averaging $16,061, with a total debt including the mortgage of $132,529. So, how can you prevent those numbers from getting higher? Remember how in the Scooby-Doo episodes, the gang would remove the monster mask and reveal who the true culprit was? Maybe it was who you thought it would be, or maybe you were surprised. Even though each case was different, the mystery could always be solved. The same thing can be said about the surprising reason why people get into debt . . .