Retire with confidence
We investigate hundreds of annuities from top-rated insurance companies to find you the highest interest rates, biggest payouts, and most benefits so you can retire with confidence.

We investigate annuities, so you can retire with confidence
We are independent investigators that investigate only top annuities























Hear from our clients
Rated Excellent
Rated 4.9 | Based on 412 Trustpilot reviews


Ryan took the time to educate me
Ryan took the time to educate me about all the different types of annuities and made recommendations based on my needs
- Bill



Casey Madden was great
Casey Madden was informed, caring and just what I needed.
- Diana



I would like to let everyone know that
I would like to let everyone know that Sean Beckerman is the BEST!!!!! He is very knowledgeable and willing to explain what can be complicated in a way that I was able to understand. I have recommended Annuity Gator and Sean specifically to everyone I have spoken to regarding retirement. I am confident that Sean has created a plan specific to me based on the time he took to get to know me and help me fine tune my retirement goals. SEAN IS THE BEST!!!!!
- Jody



jeff woodard a very dedicated person with annuity gator
it was a tough road to hoe but jeff woodard was on top of it every day. Always responded to emails and phone calls
- Stanley



Marcus is the best.
I was working with Marcus. He is great at listening to your particular situation, since all potential clients requirements are not the same. He was informative, not pushy, educational, not aggressive. Just the type of representative in which I want to do business. Work with Marcus, you will be happy you did.
- Barry



Thanks Joshua
It has been a pleasure working with Joshua. He was patient and thoughtful. he help me to understand all the type of annuities and help me pick the one that fit closest to what I wanted to accomplish. He was always on time for all of the zoom appointments that were set up. All the prelims are done and I am just waiting for my papers to be delivered. Thanks Joshua
- Charlie



Rave Review
Outstanding service and knowledge base by professional staff. Extremely helpful in delivering quality assistance.
- Ken



Russ was great
Russ was great. Very knowledgeable and nice guy!
- Karen



Jeff is excellent to work with and to plan with
I very much enjoyed working with Jeff Woodard. He is simple with the investment examples and keeps it real. There is no pressure to invest. Zoom calls are enjoyable and educational with plenty of information. I highly recommend learning, studying the investment strategies, and work with Jeff if you have questions.
- Michael



Excellent
Excellent – Jerry was professional, friendly & very helpful!
- Jeff



individualized service
Jeff was thorough and presented options objectively to suit my needs. There was never a pressure to sell, which I appreciated the most.
- Reddy



I got in touch with Terry at Annuity
I got in touch with Terry at Annuity Gator, was very pleased with his knowledge of annuity I’ve had one for years with another company. Needed someone’s honest opinion about rolling it over into another . Terry took his time and went over it with me. He told me to keep what I had, not to change a thing. How many sale people would tell you that, most are out for a % for what they sell.If you need help with an annuity, please get in touch with Terry, he’s honest and trustworthy.
- J



Annuity questions!
Annuity Gator Team is very precise in assisting you with your needs. They take time out and answer all of your question without feeling that you are being pressured.
Thanks
- Reginald



David was informative
David was informative, prepared and candid regarding his recommendation on which plan would be best for my retirement.
- Jeffrey



Joe who help me was very knowledgeable.
Joe who help me was very knowledgeable. He was able to answer all my questions. I didn’t make a purchase but when I am ready your company will be one of the first one I seek out.
- Timothy



Annuity Gator Review
Annuity Gator never did make contact with me to set up a review of my financial plan?
- Robert



Great experience – would highly recommend!
We worked with Mark Newman. From our first phone call to the final decision on investment Mark was the utmost professional. He was extremely helpful, knowledgeable, and courteous throughout the process. Mark listened to everything we had to say, provided us with options, and answered all of our questions. We felt comfortable and confident in our decision and would recommend Mark to anyone looking to invest in annuities.
- CLR



I had a less than good results with a
I had a less than good results with a major insurance company with my retirement funds. It wasn t all their fault due to the bond market going south. But it still cost me a lot of money. I reached out to Annuity Gator to see what they had to offer. I am as skeptical because of what I had heard about annuities in general. Barry Young took me by the hand and never tried to close the deal: He was steady and reassuring from day one. I would suggest to anyone to give Them the opportunity to explain how todays annuities actually work.
- Ted



Terry Ciotti with Annuity Gators A++++ guidance
Terry Ciotti with Annuity Gators was the best advisor I could have ever asked for. His honesty, professionalism, and guidance through the whole process was A+++. He didn’t rush me in any way. He answered all my questions, and I felt great about my decisions. He is my go to with Annuity Gators with any future endeavors. A very big Thank You!!
- Margaret



Larry has been very informative
Larry has been very informative
- C



Bad information from Annuity Gator…
After talking to the gentleman about My up comming retirement I figured the information I was told would not work more than a few years at best.
- Dallas



Rocky was be informative and very
Rocky was be informative and very patient with my questions. He answered to my understanding and help me comprehend how annuities work. He called to check on me several times to follow-up if I had any questions. He’s been great throughout the whole process. I would recommend Rocky to anyone that was getting close to retirement and wanted to check out an annuity.
- Diane



Great Service from a Proffessional makes a difference.
My wife and I went to Annuity Gator to compare what we already had in our Annuities with other Annuities because we weren’t happy with our pay out. We contacted Darryl Stein with Annuity Gator and I must say that Darryl was the difference maker for us, He wanted for us what we wanted and that basically was to get the most out of the money we had invested. He was proffessional throughout the whole process, got us twice the payout we were going to get with our previous annuity. When we were ready to sign the documents he came to our house and went over everything including setting up the websites with the new company we invested in. To put it simply Darryl was great and we are very happy with our annuity that he set up for us.
- Wayne



Thank you for all the important info at
Thank you for all the important info at this time of my life.
- Ronny



Very informative and educational
Very informative and educational! Mike Kasich was very thorough explaining everything!! Just not ready to move forward at this time!
- Joanne



First conversation with Annuity Gator
Russ called at exactly 1:00PM as was arranged. He was a very pleasant person to talk to
- KISMET



Exceptional Service
Mr. James Ault was my consultant and he was very concerned that the information he gave me was relevant to my situation. He explained everything carefully and answered all my questions. He sent me all the information I asked for and showed me exactly what each item was.
- Martha



Best Advice Given Hands Down
Our representative is very knowledgeable and professional as well as patient . Able to make complex issues very understandable.
- Peter



I’ve been working with James Ault
I’ve been working with James Ault. He has been GREAT! Answers all my questions. Follows up as needed. Timely, knowledgeable, and friendly. I look forward to continuing to work with him.
- Greg



Patiently stayed with me while I…
Patiently stayed with me while I checked out several different products and was always available to answer any questions I had. Had added peace of mind for my final yeas of retirement and for my wife’s as well.
- Loren



Very helpful n honest
Very helpful n honest
- Asuncion



Scott P was was excellent
Scott P was was excellent. Knowledgable and supportive, thank you!
- Dts



Helpful and Educational
Ryan is very knowledgeable of the many options/strategies for buying annuities. He does a great job of explaining the details so that you can feel comfortable with the products.
- Scott



Thank you
I was unfortunate to have had a very unqualified & dishonest financial advisor for my IRA investments including my Annuity. I was recommended by Fidelity to contact Annuity Gator for advice. I am fortunate to have been connected with Merrit Strunk as my advisor to advise about my inappropriate Annuity. He has shared his knowledge, expertise, & sincere caring attitude & attention to my situation. I am very grateful for his professional advice. Thank you!
- LS



Sean Sparkman, a true professional advisor
Sean Sparkman started with an education illustration on different types of annuity products. This overview gave me the confidence of choosing the best product for myself. Sean’s professional knowledge and listening skill were what I needed.
- Xin



Merritt Strunk provided awesome help
Merritt Strunk provided awesome help with questions regarding a competitors Annuity and never even talked about another product or tried to sell me something.
- Jeff



Good Customer Service
I was contacted by Bill Bieda, who did an excellent job of communicating with me by phone and email. Even though I had already lined up with another advisor, I was just checking the whole annuity idea out. He was helpful and willing to give advice.
- J.Perry



Wonderful service and support
I knew I wanted the security of an annuity, but did not know much more than that. Annuity Gator and my agent, Toney Sebra, guided me through choosing the right annuity for me. Toney was extremely helpful in setting up the purchase and funding of the annuity. I am so pleased that I now have the security of guaranteed lifetime income.
- Cori



Easy to use and informative information
Easy to use and informative information the the website. Helpful consultants.
- Debbie



I had a limited knowledge about
I had a limited knowledge about annuities and wasn’t sure if they were a good fit for my portfolio. I submitted an request to Annuity Gator for more information and was assigned to Barry Young. Over the course of several weeks and through several video conferences Barry exposed me to various companies and took the time to patiently explain pros and cons of each. He never tried to push one company over another but through talking and reading downloaded material I became comfortable with what would be a good fit for me. He also introduced me to Gradient Investments who handle the managed side for investing and between the two we came up with a workable plan for my portfolio that I could be comfortable with. I highly recommend working with Annuity Gator for developing a comprehensive plan that will weather any economic climate.
- Edward



My experience with Annuity Gator
I had a bad experience with another financial advisor, and as a result, I became very skeptical, and had developed trust issues. After several contacts with Rick Sparkman, I realized that there was something different about him. By this time, I had talked with several financial advisors. I felt very comfortable working with him, he gave me many education sessions. I have no regrets, and will refer him to any one who is interested in an annuity for retirement. Working with Rick was educational and enlightening, and I am looking forward to a wonderful retirement, because I am confident that the product that was chosen for me, was not commission driven. In my opinion Rick is a true Fiduciary.
- Doreen



Outstanding Annuity Expertise
I was very close to retirement as a federal government employee and interested in securing an annuity. I had an idea of what I thought I wanted in general terms, however I just wasn t as aware of the types of specific annuity resources in the market place. I was grateful to work with Mr. Terry Ciotti. He provided the research and effort to inform and help me make the best choice for my retirement annuity. He was thorough and detailed with options to consider, patiently answering all of my questions. I remain most grateful for his knowledge and expertise and highly recommend him and the folks at Annuity Gator!
- Michael



Very informative
Very informative
- Robert



My advisor – Joshua
Worked with Joshua Schlinsky back in Q3 2022, and we did our annual review this year. I found him patient, a good listener and most important, giving me a sense of an advisor who projected a fiduciary perspective towards my situation with knowledge of products towards a modeled solution. AnnuityGator is fortunate to have him as an asset to help folks on some financial planning.
- CKwan



Understanding your annuity
I feel I have a better of understanding of annuities with the help of Annuity Gator. I was hesitant to try an annuity because of things I had heard in the past. Now I think annuities have evolved for the better given the advice of financial advisors who help you focus on how the right annuity can help you achieve your goals in retirement. All of my questions were answered promptly. And I know the importance of reading and understanding all of the fine print in the contract.
- Donna



Annuity Gator was extremely
Annuity Gator was extremely knowledgeable about my annuity question. Took the time to explain what the typical characteristics of my annuity were. Then they looked into the specifics of it and provided the information I needed to make a decision going forward. I was impressed with what a good experience my call to Annuity Gator was. I recommend them highly.
- Jim



Very informative and helpful.
Very informative and helpful.
- Larry



Ryan McNeill is excellent, highly recommended
Years ago, I selected an A++ provider in order to minimize risk. Recently, I discovered that states provide small investors with another form of insurance against company failure. That opened my eyes to the need to research options. Ryan was excellent in his patient exploration of my circumstances – including needs, goals and risk tolerance. Recognizing that his crystal ball is no better than mine, he presented a variety of good options, answered all questions patiently and thoroughly, without pushing. The Zoom format is wonderful – for good discussion and for handy review tapes. I hope to be able to write a more authoritative review in five years. Meanwhile, I can sleep well at night knowing I ve explored a much wider range of options and will enjoy improved financial performance.
- Norm



Mike was absolutely terrific
Mike was absolutely terrific! He walked me through everything & just sat back & let me make my own choice.
- R



The adviser was knowledgeable and
The adviser was knowledgeable and answered my questions thoroughly without attempting to sell anything.
- Craig



I needed an independent review and
I needed an independent review and explanation of an annuity product I was in the process of purchasing. After Chris took my personal situation into account and gave me a clearer understanding of how the annuity would affect my personal situation. I now have a better understanding and more knowledge to give me the confidence in making the best decision for me. Chris Knight answered all my questions and addressed my concerns with no sales pitch or pressure. What a refreshing experience. I recommend anyone who is not sure or does not fully understands annuities, Annuity Gator can give some piece of mind in making some life changing decisions.
- Anita



I was provided very useful information
I was provided very useful information about different choices available for me to meet my financial goal. Thank you very much.
- Narayan



Excellent support and knowledgeable
Excellent support and knowledgeable answers. If you want objective, fact based information, this is a very good resource.
- Apples1128!



Merrit Strunk was great
Merrit Strunk was great. He took a lot of time explaining different products. He was very knowledgeable in annuities. Was not pushy at all. Very good experience
- Brent



Informational!!
Informational!!
- Chemist



If you are a novice invester or new to retirement – this is for you
I retired rather sudden in Jan 2024 with no planning or education of retirement finances other than you are not as agressive in retirement. I reached out to a number of people on the internet and this one guy- Sean Sparkman has been outstanding. I have been moving slowly because I have to know and understand the issues. He has shown great patience with me. We have talked weekly for most of 5 months and we have started working the plan.He has never hurryed me or tried to move me ahaed till I was ready. Most other folks gave me a call or two and if I was not ready to sign something, they moved on. He has helped educate me and answers my questionss and just does not tell me what I want to hear. I never belieced I would deal with someone over the internet instead of local, but here I am eating those words =that is how happy and satisfied I am with Sean. This is a top reccommendation to try and get with him. He will help you get to where you WANT to be and in YOUR timing. This guy is not looking for some quick sales commision and run. You will be very glad if you seek him out.
- Stephen



Pleasant and super efficient .
David was extremely helpful from start to finish. He explained and gave me time to think and ask questions . No rushing . Extremely personable. Did all the work for me . Keep me abreast of where we were in the process. I am very happy Mr David Smart was able to consolidate and set up an annuity that will meet my needs. I would definitely refer to Annuity Gator .
- Joan



Before & After
Before I contacted Joseph, I knew nothing about annuities & was very sceptical of this product. After speaking with him & reading his book, “Wealth Compounded”, I feel much more at easy concerning fixed & indexed annuities.
- Bailey



Felt as though he had my best interests in mind.
Cal was on time with every conference and addressed each question with an understandable answer. He came up with an annuity of which I had no prior knowledge.
- G



Barry is a great representative for
Barry is a great representative for your company. He is patient, knowledgeable, shows empathy and has been very professional.
- Jonathan



I was extremely impressed
I was extremely impressed with the knowledge and expertise of my advisor. He made me feel confident and secure in allowing him to prepare a retirement plan to exactly suit my needs. He listened to all my concerns and offered excellent advice
- Patricia



Jeff was a great guy to get information
Jeff was a great guy to get information regarding annuities. He did research for our fafamily
- Duke



Great
Great, no sales pressure very informative.
- David



Jeff was great
Jeff was great! Taught me so much about annutities and was patience with my questions!!
- SuRo



Adam Grubius did a good job of
Adam Grubius did a good job of explaining how various annuities could help me lock in some of the market gains in my rollover IRA. Thanks, Ed Walton
- Edward



Mark Shelby has been very thorough!
Mark Shelby has been very thorough, and provided tax and other information that clearly we were not anticipating on our own. He has been a tireless and informed information provider for our unique circumstances! Thanks for all your assistance!! Henry and Lisa Austin
- Henry



I had Sean Sparkman as my annuity
I had Sean Sparkman as my annuity representative from Annuity Gator for several years. I would recommend him to any prospective clients for his excellent services. I am a very cautious person and would not make an annuity purchase decision without fully understanding. Sean was so patience to explain and gave me time to read, understand and ask questions and he had never been push ! Even after I purchased annuity from him for several years, we ve still kept communicating and exchange ideas. Whenever I wrote him emails he would reply instantly and answered all my enquirers ASAP, I must rate him as the top annuity representative!
- Victor



Hello Annuity Gator
Hello Annuity Gator, I again would like to express my praise of agent Sean Sparkman in my dealings with him to secure my income stream annuity,he followed through 100% on what he initially told me about working hard and leaving no stone unturned to help me meet my goals. I had read into annuities online and in writings but didn’t realize how limited my understanding was, he showed me an avenue i didn’t know existed strategized ,knocked on every door and negotiated. two thumbs up ! Kyster Porter
- Kyster



Annuity review
The advisor, David Driggers, was patient, informative and I felt he was looking for the best option for me. I recommend him to anyone.
- Michael



The person who called me was very
The person who called me was very helpful. He went over and beyond my expectation. He was very professional and kind!
- La



I had questions concerning Annuities
I has questions concerning Annuities Jeff Woodhy answered my questions so I could make an informed decision about my Annuity.
- William



I am working with Jason Siebert
I am working with Jason Siebert. He has been incredibly patient in educating me towards products that best fit my financial needs. Very friendly and professional. Feel he really wanted to help me. No pressure. Will certainly use him for any other investment needs I may have.
- customer



Found the right solution for our needs
After contacting you, I was put in touch with Wendy Pyne who did an excellent job of helping us find the right annuity for us.
- George



I learned a lot about Annuity
I learned a lot about Annuity. Very informative. Thanks
- Anita



I had a fantastic phone discussion with
I had a fantastic phone discussion with John. He provided me with a great understanding of how annuities work.
- Catherine


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We focus relentlessly on three areas:
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Personalization

Honest guidance
We give it to you straight. We don’t hide anything or avoid conversations about fees, commissions, or fine print. Our Licensed Annuity Investigators provide full transparency, answer all your questions, and give honest guidance so you can retire with confidence.
Best annuities
With our technology-driven approach, we can investigate hundreds of top annuities from multiple top-rated insurance companies. Our Licensed Annuity Investigators can help you understand your options and feel confident you have found the best annuity to financially prepare for a comfortable and worry-free retirement.


Personalization
There is no one-size-fits-all annuity. The right annuity for you depends on your goals, needs, and desired retirement outcome. Our Licensed Annuity Investigators can help you customize an annuity strategy that helps you reach your desired outcome with minimal effort from you.

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