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Comprehensive Annuity Research Made Easy

With our technology-driven approach, we make it easy to research, rate, and compare hundreds of annuities from multiple top-rated insurance companies. Our Licensed Annuity Investigators offer you personalized recommendations based on your individual needs. This makes it easier for you to find the highest interest rates and payout rates to achieve your retirement goals.

Our mission

Our mission is to help people achieve financial security, confidence, and peace of mind throughout their entire retirement using the best annuities.

Your retirement happiness is our top priority

Everyone has a different path to their retirement happiness, and we’re here to help you achieve yours.

With our technology-driven approach and honest guidance, we make annuity research personalized and easy. We investigate annuities so you can retire with confidence.

A smarter way to research and purchase annuities

The traditional way annuities are researched and sold is complex, confusing, and outdated. We are dedicated to making the annuity process more effective, easier, and fully transparent.

This means we answer questions in a way you can understand, fully disclose and explain fees, and be upfront about our commissions, so you can feel 100% confident in your annuity choices. The system is set up to benefit the insiders — not you. We set out to change that.

Our goal

Our goal is simple. We want to serve you in a way that makes the annuity research and purchase process simple, transparent, and enjoyable. We accomplish this goal in four ways.

First, we never take a one-size-fits-all approach to your retirement. We take the time to get to know your goals, dreams, needs, and desires. This way we can recommend annuities based on your needs.

Second, we offer honest feedback and advice. We will answer all your questions and give you honest feedback based on your individual goals and needs. Even if it means we determine an annuity isn’t right for you at this time.

Third, we use the latest technology. With our technology-driven approach, we make it easy to research, rate, and compare hundreds of top annuities so you can find the best one for you.

Last, we offer full transparency. We want you to be certain you understand every aspect of your annuity choices. This includes the fees, commissions, and fine print. 

If we accomplish our goal, we know it will be easier for you to retire with confidence. 

Rated Excellent

Rated 4.9 | Based on 412 Trustpilot reviews

Our Promise

We promise to be honest with you. This may seem like a simple promise, but in an industry full of confusing jargon, fancy brochures, and commissioned salespeople who are not looking out for your best interest, it’s a refreshing change. We don’t take this promise lightly.

We promise to be transparent

You deserve to know how much you should expect in income and benefits from the annuity you’ve chosen. We promise to be transparent about the annuities that we recommend and any of the fees and commissions hidden in the contract. We promise to show you the best deal with the most benefits for you, not just the annuity with the highest commission.

We promise to be of service first

We are not here to push, rush, or “sell” you an annuity. We are here to be of service to you. This means we will take the time to understand your situation and desired outcomes. This means we will promptly answer your questions, explain the details, and make it easier for you to find the best annuity. We are not high-pressure salespeople only looking for a commission. We are here to serve you.

We promise to give honest guidance

All of our Licensed Annuity Investigators are independent. This means they don’t represent only one insurance company. This is important because it allows us to search multiple top-ranked insurance companies to find the best annuity for you. We can offer you honest guidance and unbiased recommendations many advisors can’t provide.

We promise to act in your best interest

We work for you, and we take that responsibility seriously. We promise to never put company incentives or compensation in front of your retirement goals or needs.

Ask a question

Receive a friendly response and answer to your annuity questions. Your information is 100% confidential and your email will never be spammed!

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Our Featured Licensed Annuity Investigators

Annuity Gator only works with Licensed Annuity Investigators who are independent, align with our values, and prioritize creating positive client outcomes over everything else. This ensures you will receive a higher level of service, honest advice, and unbiased recommendations personalized to meet your retirement goals.

Joshua Schlinsky

Licensed Annuity Investigator

Casey Madden

Licensed Annuity Investigator

Sean Sparkman

Licensed Annuity Investigator

Mike Kalisch

Licensed Annuity Investigator

Jason Siebert

Licensed Annuity Investigator

Cal Menzies

Licensed Annuity Investigator

Mark Rutledge

Licensed Annuity Investigator

Barry Young

Licensed Annuity Investigator

Eli Mitcham

Licensed Annuity Investigator

Josh Manwaring

Licensed Annuity Investigator

Rick Kelly

Licensed Annuity Investigator

Toney Sebra

Licensed Annuity Investigator

You're In Control

Purchasing an annuity is an important life decision. This is why we keep you in control of the entire process. From research and recommendations to the final decision, we want you to feel confident and secure that you’re making the best choice for yourself. 

We are here to help you by doing the hard work. We are here to give you honest guidance, answer your questions in a way you can understand, and use our expertise to make the process as easy and enjoyable as possible. 

We never want you to feel like you are being pushed, rushed, or “sold” an annuity. This is why we keep you in control, so you can go at your own pace and only make a purchase when you are ready. When you’re in control, you have a better chance at a positive outcome.

How it

Meet your Licensed Annuity Investigator online


First, we gather basic information from you to understand your goals and determine if an annuity is right for you.


Next, our software will calculate exactly what interest rate or payout rate each insurance company will offer you.


Then, we investigate hundreds of annuities and find the top three annuity options that match your needs so you can compare them side-by-side.

Retirement Freedom​

Last, you can retire with peace of mind and confidence knowing that you found the right annuity that provides you the highest income and benefits.

From the comfort of your own home

Gone are the days you have to drive across town, sit in a stuffy office, or host a stranger in your home to research and purchase an annuity. Thanks to technology, you can now accomplish your annuity research from the comfort of your own home, office, or even your RV. 

All our meetings will be conducted “virtually”, via phone or online meeting (such as Zoom, Google Meetings, etc.). These are all simple and safe platforms to use. This way you never have to leave your home to get questions answered, get recommendations, or start the purchasing process. 

Reach your retirement goals

You worked hard to reach this point in your life, now it is time to make it a reality. With our knowledge, guidance, and expertise, we can help you set a path to accomplish and realize your retirement goals. 

Our Licensed Annuity Investigators are ready to help you make your dream retirement a reality. We can help ensure you can retire with confidence with the best use of an annuity.

Our process

Annuity Gator gives you an annuity selection process that’s actually easy and intuitive. First, we make it effortless to find out if an annuity is right for you. Then, we make finding your annuity matches a snap. Our technology will offer customized and unbiased annuity recommendations based on your personal goals.

Finding the right annuity is easy if you have the right process.

Annuities can be complex, confusing, and very costly when used incorrectly. But when used properly, annuities may provide guaranteed benefits that can help people secure their dream retirement lifestyle.

Finding the right annuity is easy if you have the right process.

Annuities can be complex, confusing, and very costly when used incorrectly. But when used properly, annuities may provide guaranteed benefits that can help people secure their dream retirement lifestyle.