Independent & Objective Reviews on Annuity Investments

Annuity Salespeople Telling the Whole Truth? Find out here with in-depth annuity reviews that reveal the facts on what you can really expect from your annuity.

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Independent Review of the Symetra True Variable Annuity [April 2018 Update]

What Will Be Covered in this Annuity Review

In this annuity review, we will be going over the following details regarding the Symetra True Variable Annuity:

  • Product typeIndependent Review of the Symetra True Variable Annuity [April 2018 Update]
  • Fees
  • Current rates
  • Realistic long-term expectations
  • How the annuity is best used
  • How the annuity is most poorly used

Annuities can be complex. That’s where having an Annuity Investigator who loves math comes in.
We make the complex, simple.

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What Every Teacher Needs To Know About Annuities

If you work for a tax-exempt organization, then you may be eligible to participate in a 403(b) plan. This is the type of retirement plan offered to teachers, nurses, and clergy members. While the contribution limits and tax-deferral benefits of a 403(b) plan work very much like a 401(k), these plans are different in two ways, and those differences can present a significant risk to your savings.

Where a 401(k) typically invests in mutual funds, a 403(b) plan can invest in either mutual funds or an annuity. Many teachers have been approached by annuity salespeople who offer them bonus money or income guarantees if they buy an annuity. The mathematical equations behind these benefits, however, make it difficult to know what you’re really getting into. Here is what you need to know before you buy.

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Independent Review of the American General Power Select Plus Income Annuity – April 2018 Update

What Will Be Covered in this Annuity Review

In this annuity review, we will be going over the following updated details regarding the American General Power Select Plus Income Annuity:

  • Product type
  • Fees
  • Current rates
  • Realistic long-term return expectations
  • How the annuity is best used
  • How ithe annuity is most poorly used

Annuities can be complex. That’s where having an Annuity Investigator who loves math comes in.
We make the complex, simple.

Continue reading

Top 3 Investor Threats Retirees Face Today

Financial abuse is a fast-growing form of elder abuse that can range from investment scams to identity theft. The National Adult Protective Services Association (NAPSA) reports that financial abuse isn’t often talked about—only 1 out of 44 cases is actually reported—yet it appears to be happening everywhere. One out of 20 older adults admit to perceiving some form of financial mistreatment in the recent past, and 90 percent of victims are preyed upon by people they already know, including professionals with whom they have a trusting relationship.

The North American Securities Administration advises investors to be on the lookout. “An uninformed investor can be the best friend of a financial criminal.” Here are the top three financial products and practices identified as potential threats by the most recent NASAA annual survey.

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Independent Review of the National Western Life Insurance Company’s Income Outlook Plus 5 Fixed Indexed Annuity Rider

What We Will Be Covering in this Annuity Rider Review

In this annuity rider review, we will be going over the details regarding the Income Outlook Plus 5 from National Western Life Insurance Company, including:

  • Product typeIndependent Review of the National Western Life NWL Ultra Future Fixed Indexed Annuity with Income Outlook Plus 5 Rider
  • Fees
  • Current rates
  • Realistic long-term return expectations
  • How it is best used
  • How it is most poorly used

Annuities can be complex. That’s where having an Annuity Investigator who loves math comes in.
We make the complex, simple.

Continue reading