Independent & Objective Reviews on Annuity Investments

Annuity Salespeople Telling the Whole Truth? Find out here with in-depth annuity reviews that reveal the facts on what you can really expect from your annuity.

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Why You Should Consider An Annuity As Part Of Your Retirement Plan

Gone are days of fruitful retirement benefits that rewarded the dedicated worker with a lifetime paycheck. Back in the early 1980s, 60 percent of Americans could rely on defined benefit pension plans to carry them through retirement; that number today has dropped to less than 4 percent. So how do today’s workers get a paycheck that will last for life?

It was actress and singer Lena Horne who was attributed with saying, “It’s not the load that breaks you down, it’s the way you carry it.” It’s not just the burden of saving for retirement that you have to worry about; you also have to figure out how to organize your portfolio so that it can carry you through the long years ahead. Here is how annuities can help share the load and why you may want to consider them as a strategic part of your savings plan.

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Independent Review of the Principal Single Premium Deferred Annuity

What Will Be Covered in this Review?

In this annuity review of the Principal Single Premium Deferred Annuity, we will discuss the following information:

  • Product typeIndependent Review of the Principal Income Immediate Annuity
  • Fees
  • Current rates
  • Realistic long-term return expectations
  • How it is used
  • How the annuity is most poorly used

Annuities can be complex. That’s where having an Annuity Investigator who loves math comes in.
We make the complex, simple.

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What Bitcoin Has To Do With Your Retirement

The price of the controversial digital currency bitcoin has increased in value this year by 760 percent, with three cryptocurrency and blockchain stocks more than doubling during 2017. The first IRS-compliant Bitcoin IRA launched in June of 2016, and blockchain technology is being explored by industry giants such as Fidelity and Prudential because of its potential to revolutionize the financial planning world.

But what, exactly, is bitcoin? Should your retirement plan be invested in cryptocurrency? And why are experts saying that blockchain is more revolutionary than the Internet? Whether you’re years away from retirement or already settled in to enjoy your golden years, the era of digital currency will likely have an impact on your future. Here is what you need to know about bitcoin, cryptocurrency, and blockchain technologies and how it may affect your retirement plan.

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Independent Review of the Lincoln Financial MYGuarantee Plus Fixed Deferred Annuity

What We Will Cover in this Annuity Review

In this annuity review, we will be going over the following information about the Lincoln Financial MYGuarantee Plus Fixed Deferred Annuity:

  • Product type
  • Fees
  • Current rates
  • Realistic long-term return expectations
  • How it is used
  • How it is most poorly used

Annuities can be complex. That’s where having an Annuity Investigator who loves math comes in.
We make the complex, simple.

Continue reading

The DIY Pension Guide: 5 Steps To Building Your Own Pension Plan

There’s nothing like a little elbow grease and ingenuity to tackle those pesky repair projects. Some of the funniest do-it-yourself projects we’ve seen include: a broken sink pedestal repaired with a leaning stack of books, busted car headlights replaced with two flashlights taped to the car hood, and a missing chair leg replaced with a bottle of Jack Daniels – empty, of course.

People get pretty creative when they’re trying to save a few bucks to solve a problem. One of the biggest problems people face today is a pensionless retirement. As with anything, there’s the old way to do things and the new way, and then – there’s the way that works for you. Here are 5 steps and handy tips so you can successfully tackle the job yourself.  

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