Independent & Objective Reviews on Annuity Investments

Annuity Salespeople Telling the Whole Truth? Find out here with in-depth annuity reviews that reveal the facts on what you can really expect from your annuity.

Independent Review of the Prudential B Series Variable Annuity

What will be covered in this annuity review?Prudential_Retirement

Within this review, I will be going over the following information on the Prudential B Series Variable annuity:

  • Type of Product
  • Fees Charged
  • Rates
  • How the Annuity Is Used
  • How the Annuity Is Most Poorly Used

Annuities can be complex. That’s where having an Annuity Investigator who loves math comes in. We make the complex, simple.

It may become clear to you as you go through this review that the Prudential B Series variable annuity – like many other annuities – is able to perform quite well in certain types of situations. However, there are other situations where this particular annuity will not be the ideal choice, especially given what the ultimate goals for the annuity may be.

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Independent Review of the PrincipiumSM III Variable Annuity by Transamerica

What’s covered in this Review?Transamerica Logo

In this review we’ll cover the following information on the PrincipiumSM III Variable Annuity offered by Transamerica:

  • Product Type
  • Fees
  • Current Rates
  • Realistic long term investment expectations
  • What to expect, and what not to expect

Variable annuities like the Principium III are just one kind of annuity available to investors who are shopping around for a guaranteed element to their portfolios. If you are retiring without a traditional defined-benefit pension and income is on your mind, how will you get one once you’re no longer working?

Annuities in general have taken the idea of a pension and then improved upon it by offering benefits such annual step-ups, guaranteed income options and death benefits. All these goodies cost you, but they can make sure that if you retire today, start taking your income, and then die tomorrow, your beneficiary and NOT the insurance company will get the rest of the money.

Sounds good, right? The folks at Transamerica do a wonderful job of making all nine of their variable annuities sound appealing. However, all variable annuities including the Principium also come with a host of drawbacks that can make them an expensive and possibly less desirable investment to own than other kinds of annuities available today.

So how do you determine which annuity, if any, is the right one for you?

That’s where we come in.

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