The Secure Act of 2019

The SECURE Act of 2019: 10 things your insurance and financial advisors need to know

In May 2019, the U.S. House of Representatives overwhelmingly passed the Secure Act of 2019. In December, it was also passed in the Senate. This legislation, which is more formally known as the Setting Every Community Up for Retirement Enhancement Act of 2019, is very similar to another piece of legislation, the Retirement Enhancement and …

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Why working with an annuity specialist can enhance your retirement income plan

Why working with an annuity specialist can enhance your retirement income plan

If you’re wondering why working with an annuity specialist can enhance your retirement income plan, you’ve come to the right place. Unlike stocks or bonds, annuities can guarantee a long-lasting income stream, regardless of what is happening in the market, or even in the economy overall. But there is a wide variety of annuities in …

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How to bring in ample cash flow – even in a low interest rate environment

For many years, retirees could count on a steady “paycheck” from their employer-provided pension plan, along with monthly income from Social Security. Additional income could be generated through personal savings and investments. But, given our low-interest-rate environment today, coupled with a highly volatile stock market, the disappearance of employer-sponsored pensions, and a shaky Social Security …

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Is your retirement income plan in place?

Is your retirement income plan in place? If not, you could run out of money in the future

In the past, many people went through life without having to worry about their future retirement income plan. That’s because, in many cases, retirees could count on a guaranteed pension income from their former employer – and oftentimes, this income stream continued to pay income to a surviving spouse when the retiree passed away. But …

Is your retirement income plan in place? If not, you could run out of money in the future View Post →