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The 7 best US cities for retirees

While there is a myriad of wonderful places to reside in the U.S., some tend to offer more for retirees than others. So, here’s a closer look at the 7 best U.S. cities for retirees:

7) Daytona Beach, Florida

Daytona Beach has been a top retiree destination for many years – and rightly so. One of the biggest reasons for this is the area’s year-round temperate climate. In addition, housing costs are reasonable in this locale, making it affordable, even for those who are living on a fixed income and budget.

6) Naples, Florida

Another city in the Sunshine State – Naples, Florida – offers a great deal for retiree living, too. In addition to the warm, sunny weather, Naples provides many first-class dining establishments, as well as golf courses, museums, and shopping malls.

5) York, Pennsylvania

Located on Pennsylvania’s southern border, York is considered one of the most affordable places to reside in the U.S. Many homes in York can be purchased for under $100,000, which can make it attractive to those on fixed incomes. In addition, the state of Pennsylvania is also tax-friendly for retirees, as Social Security – as well as retirement account withdrawals – are not taxed, allowing for more net spendable income.

4) Tampa, Florida

In Tampa, Florida, retirees can find numerous active senior communities, along with top healthcare providers, and easy access to the beach. There is also a plethora of activities to choose from in Tampa, including professional sports teams, eclectic nightlife, and ageless culture.

3) Pensacola, Florida

Yet another city in Florida, Pensacola, offers a warm climate and a desirable setting for retiree living. Plus, the cost of living in Pensacola is lower than what the average American pays – driven in large part by the median home value being lower than national figures. As an added bonus, Florida residents are not required to pay state income taxes. This can equate to more net income available to spend.

2) Harrisburg, Pennsylvania

U.S. News and World Report recently ranked Harrisburg, Pennsylvania, as the Number 2 Best Place to Retire in the U.S. in 2022-2023. The area offers numerous indoor and outdoor activities to take part in. Plus, Gettysburg, Hershey Park, and Amish Country are an easy drive. Likewise, the area is convenient to New York, for those who want to take part in occasional big city life.

1) Lancaster, Pennsylvania

Lancaster, Pennsylvania, was also voted a top retiree destination. Some of the key reasons include its top-notch healthcare for seniors, along with low taxes for retirees. This city also offers a diverse food and vibrant arts scene.

Will You Have Enough Income to Live Your Ideal Retirement?

In order to have more options in retirement – such as deciding on the ideal location to live – it is necessary to have one or more reliable, ongoing sources of incoming cash flow. For some, a traditional defined benefit pension plan can provide this. But because many companies have done away with this type of benefit over the years, most retirees today will have to create an income plan that sufficiently supplements what they receive from programs like Social Security. One way to do this is with an annuity. These flexible financial vehicles can provide a reliable, ongoing stream of income for a specific period of time – like 10 or 20 years – or for the remainder of the recipient’s lifetime. While there are many perks that can come with owning an annuity, they can also have a number of “moving parts.” That’s why it is essential that you discuss your needs and objectives with an annuity specialist before you commit to purchasing one. At Annuity Gator, our primary mission is on educating consumers and financial advisors on how annuities work, and on where they may or may not fit in with one’s overall portfolio and retirement plan. So, if you would like more details on how an annuity could allow you to live a more worry-free retirement lifestyle, contact us at (888) 440-2468 or by sending an email through our secure online contact form. We look forward to helping you create the retirement of your dreams.

The 7 best US cities for retirees

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