My name is Rand Harper. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money in today’s ever-changing financial landscape. Despite the current volatility in the market and today’s interest rate environment, there are still strategies that you can put in place right now to ensure that you do not run out of income and keep your money securely protected from future market downturns. While most financial advisors are more than happy to provide you with investment tips and growth opportunities for your portfolio, a few financial professionals know how to convert your savings into a long-term sustainable income (while protecting your money) so that you can spend with confidence when you retire.
I bring nearly 20 years of experience in financial services across private practice and large national firms, giving me a unique perspective on what clients need, whether that’s the personalized attention of a boutique practice or the resources of a major institution. I’ve served as a portfolio manager, analyzing market and investment risk and building cost-efficient portfolio models overseeing hundreds of millions of dollars in assets, sharpening my ability to think strategically about risk and long-term performance. Today, I design custom, tailor-made portfolios built around each client’s needs, and alongside traditional securities, I bring deep expertise in annuities, helping clients understand how these products can provide guaranteed income, tax-deferred growth, or downside protection within a broader strategy. I approach every client relationship as a unique puzzle, taking time to understand individual goals before crafting a strategy to match. Outside the office, I’m a proud father of two daughters and enjoy camping, boating, and the beach with my family.
I reside in Arizona, and even though my office is physically located in Gilbert, I am able to work with clients throughout the United States. Through our advanced technology systems, not only can we meet “face-to-face” online, but we can also share computer screens so that we are all on the “same page.” That way, you can see first-hand how various income strategies may work for you and your specific goals. I do my best to take the mystery out of annuities by answering some of the most commonly asked questions in a simple, personalized way. All of my meetings are conducted over the phone and virtually, which means you do not need to leave your home or have to visit me in my office. Feel free to reach out if you are looking for retirement planning guidance and annuity recommendations to help you reach your retirement goals.
Sincerely,
Rand Harper