My name is Toney Sebra. I am a Certified Senior Advisor. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times.
Despite the current volatility in the market and the elevated interest rate environment, there are still strategies that you can put in place right now to ensure that you do not run out of income and keep your money securely protected from future market downturns.
While most financial advisors are more than happy to provide you with investment tips and growth opportunities for your portfolio, few financial professionals know how to actually convert your savings into a long-term sustainable income (and protect your money) so that you can spend with confidence when you retire.
I’ve spent my career helping people create sustainable retirement income plans, secure investment strategies, and lending solutions to ensure a predictable retirement income.
After attending college at California State University, Fresno where I received a B.S. in Business Management and a minor in Finance I went to work in financial services. I became licensed as an advisor in 2001, receiving my Series 7, 63, and Life Insurance licenses.
For over 15 years, I was an annuity expert representing Hartford and Nationwide in the field providing training, assistance, education, and advising advisors on best practices for implementing guaranteed annuity strategies. My role was to assist other financial advisors in creating retirement income plans that built certainty and security for their retiree clients. During this time, I helped build thousands of retirement income plans that resulted in nearly $1 billion in annuity purchases. I really care about retirement and helping clients find solutions that allow them to live the lifestyle they desire after working and saving for many years.
Today my focus is helping individuals and couples build a safe and secure retirement plan that is guided by their needs and goals allowing them to have a predictable retirement income that will sustain them for a lifetime.
When I’m not working, I love spending time with my family. I live in Sandy, Utah with my wife, Megan, and our two children, Connor and Sonya. We like doing outdoor activities like hiking, camping, skiing, mountain biking, swimming, and water polo.
While I am currently living in Utah, through our advanced technology systems, it is possible for me to meet “face-to-face” virtually online with my clients, as well as, share computer screens so that we are all on the same page. I can show you first-hand how various income strategies may work for you and your specific goals.
I do my best to take the mystery out of annuities by answering some of the most asked questions in a simple, personalized way. All my meetings are conducted over the phone and virtually, which means you do not need to leave your home or have to visit me in my office.
Feel free to reach out to me when you are looking for your retirement planning guidance and annuity recommendations. I welcome the opportunity to help you reach your retirement goals.
Sincerely,
Toney Sebra, CSA
