Comprehensive Annuity Research Made Easy
With our technology-driven approach, we make it easy to research, rate, and compare hundreds of annuities from multiple top-rated insurance companies. Our Licensed Annuity Investigators offer you personalized recommendations based on your individual needs. This makes it easier for you to find the highest interest rates and payout rates to achieve your retirement goals.
Our mission
Our mission is to help people achieve financial security, confidence, and peace of mind throughout their entire retirement using the best annuities.

Your retirement happiness is our top priority
Everyone has a different path to their retirement happiness, and we’re here to help you achieve yours.
With our technology-driven approach and honest guidance, we make annuity research personalized and easy. We investigate annuities so you can retire with confidence.

A smarter way to research and purchase annuities
The traditional way annuities are researched and sold is complex, confusing, and outdated. We are dedicated to making the annuity process more effective, easier, and fully transparent.
This means we answer questions in a way you can understand, fully disclose and explain fees, and be upfront about our commissions, so you can feel 100% confident in your annuity choices. The system is set up to benefit the insiders — not you. We set out to change that.

Our goal
Our goal is simple. We want to serve you in a way that makes the annuity research and purchase process simple, transparent, and enjoyable. We accomplish this goal in four ways.
First, we never take a one-size-fits-all approach to your retirement. We take the time to get to know your goals, dreams, needs, and desires. This way we can recommend annuities based on your needs.
Second, we offer honest feedback and advice. We will answer all your questions and give you honest feedback based on your individual goals and needs. Even if it means we determine an annuity isn’t right for you at this time.
Third, we use the latest technology. With our technology-driven approach, we make it easy to research, rate, and compare hundreds of top annuities so you can find the best one for you.
Last, we offer full transparency. We want you to be certain you understand every aspect of your annuity choices. This includes the fees, commissions, and fine print.
If we accomplish our goal, we know it will be easier for you to retire with confidence.
Rated Excellent
Rated 4.9 | Based on 412 Trustpilot reviews
Our Promise
We promise to be honest with you. This may seem like a simple promise, but in an industry full of confusing jargon, fancy brochures, and commissioned salespeople who are not looking out for your best interest, it’s a refreshing change. We don’t take this promise lightly.
We promise to be transparent
You deserve to know how much you should expect in income and benefits from the annuity you’ve chosen. We promise to be transparent about the annuities that we recommend and any of the fees and commissions hidden in the contract. We promise to show you the best deal with the most benefits for you, not just the annuity with the highest commission.
We promise to be of service first
We are not here to push, rush, or “sell” you an annuity. We are here to be of service to you. This means we will take the time to understand your situation and desired outcomes. This means we will promptly answer your questions, explain the details, and make it easier for you to find the best annuity. We are not high-pressure salespeople only looking for a commission. We are here to serve you.
We promise to give honest guidance
All of our Licensed Annuity Investigators are independent. This means they don’t represent only one insurance company. This is important because it allows us to search multiple top-ranked insurance companies to find the best annuity for you. We can offer you honest guidance and unbiased recommendations many advisors can’t provide.
We promise to act in your best interest
We work for you, and we take that responsibility seriously. We promise to never put company incentives or compensation in front of your retirement goals or needs.
Ask a question
Receive a friendly response and answer to your annuity questions. Your information is 100% confidential and your email will never be spammed!
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Our Featured Licensed Annuity Investigators
Annuity Gator only works with Licensed Annuity Investigators who are independent, align with our values, and prioritize creating positive client outcomes over everything else. This ensures you will receive a higher level of service, honest advice, and unbiased recommendations personalized to meet your retirement goals.

You're In Control
Purchasing an annuity is an important life decision. This is why we keep you in control of the entire process. From research and recommendations to the final decision, we want you to feel confident and secure that you’re making the best choice for yourself.
We are here to help you by doing the hard work. We are here to give you honest guidance, answer your questions in a way you can understand, and use our expertise to make the process as easy and enjoyable as possible.
We never want you to feel like you are being pushed, rushed, or “sold” an annuity. This is why we keep you in control, so you can go at your own pace and only make a purchase when you are ready. When you’re in control, you have a better chance at a positive outcome.

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From the comfort of your own home
Gone are the days you have to drive across town, sit in a stuffy office, or host a stranger in your home to research and purchase an annuity. Thanks to technology, you can now accomplish your annuity research from the comfort of your own home, office, or even your RV.
All our meetings will be conducted “virtually”, via phone or online meeting (such as Zoom, Google Meetings, etc.). These are all simple and safe platforms to use. This way you never have to leave your home to get questions answered, get recommendations, or start the purchasing process.
Reach your retirement goals
You worked hard to reach this point in your life, now it is time to make it a reality. With our knowledge, guidance, and expertise, we can help you set a path to accomplish and realize your retirement goals.
Our Licensed Annuity Investigators are ready to help you make your dream retirement a reality. We can help ensure you can retire with confidence with the best use of an annuity.


Our process

Hi Casey
Hi, it was nice to talk business with Casey, he was able to explain about annuities and was clear about the various options that we have as we prepare for our future as retired folks. We hope that we can work with Casey going forward and develop a nice balanced plan. Thank you
Mike was absolutely terrific
Mike was absolutely terrific! He walked me through everything & just sat back & let me make my own choice.
Terrific explanation of annuities
Terrific explanation of annuities! Very helpful
Scott was very knowledgeable
Scott was very knowledgeable. It was a good first call.
Working with Mike K
Working with Mike K. is a breeze. Appoinyments are kept and on time. He is very professional. Answers questions in a way that can be understood by a layman. Will continue to recommend his services. Thanks Mike.
Annuity gator has educating videos and…
Annuity gator has educating videos and articles for you to make decisions with out trying to sell you products, I was paired up with a wonderful money manager to talk with and go over several different plans for my wife and myself. Again no pressure to buy anything. This is a good tool I wish I found it years ago.
David Driggers; Honest, Knowledgeable, Effective Representation
David Driggers, An agent with Annuity Gator has demonstrated through his performance to be very knowledgeable of the many aspects surrounding Annuities; He carefully determines ones’ goals, researches the most beneficial polices that meet those goals, honestly communicates the positive and negative features to consider, patiently explains and answers all questions and generally works fiduciarily in the interest of his client. One can definitely feel confident in his representation.
Ryan was so honest and clear in
Ryan was so honest and clear in explaining everything. He knows what he is doing and guided me to where I want and need to be. He was GREAT. I felt like he was a long time friend helping me out. I am going to recommend him to my friends and family. He was so patient and understood my poor knowledge about the terms language in this world. He made it so easy to understand this retirement world.
Very knowledgeable!
Jason has been so helpful explaining the different types of annuities! We will definitely recommend Jason and Annuity Gator to our friends and family.
Very educational
Very educational. Took the time to really learn about our needs and answer questions. Built trust and rapport. James L. Robinson
I received great ,knowledgeable
I received great ,knowledgeable information from them.Helped me understand my current Annuity Policies
Very helpful full of information
Very helpful full of information
Ryan took the time to educate me
Ryan took the time to educate me about all the different types of annuities and made recommendations based on my needs
Great resource and helpful and knowledgable agent
Annuity Gator was very educational for me, and ultimately I bought an annuity through Greg Ferguson I’m very happy with (and just before the market crashed!)
Jason Siebert was excellent
Jason Siebert was excellent. Never rushed me, answered all my questions (many, more than once), responded promptly to emails… He is confident and has a superb knowledge of annuities.
Annuity Gator-Critique
I am new to your program, but the overall-content is really good. Love the case histories & asking for permission with a prospect to tell some personal stories. I would give it a 5-Star except some people are not muted & the volume seems too low to sometimes not hear everything that is being discussed. Love the weekly feedback! Keep it going!
I was listened to rather than lectured
I was listened to rather than lectured to.!
Great
Great, he was very good .
Knowledgeable, Reliable and Trustworthy
Approximately a 15 months ago I met Joshua Schlinsky through a visual phone meeting. I was skeptical, I wasn’t a fan of discussing my needs and financial matters over the Zoom Meeting. I prefer face to face. After about 5 zoom meetings, I found Joshua to be very knowledgeable about the many constantly changing Annuities and their crediting options from different Insurance Companies. Joshua gained my Trust and I found him very easy to work with. Not a pushy salesman. He educated me with the newest options in the ever-changing market. Along with his professional advise, He and I made good solid choices. I am thankful for Joshua and his staff for being a Professional, Educated and Passionate firm representing me.
Brett Toomey is an AWESOME financial
Brett Toomey is an AWESOME financial agent~~ I’ve purchased my indexed pre-tax dollars annuity thru him and he was patient, pleasant, informative, knowledgeable, thorough, efficient and reassuring! Now I’m getting ready to purchase my after-tax dollars indexed annuity thru Brett and looking forward to the experience … AND the peace of mind that comes with knowing I’ve been given excellent advice that assures me a steady yet available income in my elder years due to Brett Toomey & Annuity Gator!!
Honest friendly advice
Very knowledgeable. Good professional advice.
Excellent information
Excellent information, explained well and no pressure.
Very informative and educational
Very informative and educational! Mike Kasich was very thorough explaining everything!! Just not ready to move forward at this time!
Barbara Halperin is excellent
Barbara Halperin is excellent! She handled everything in a timely manner and explained everything in detail to us. It was a great experience doing all of this on the computer face to face. I referred Barb to my daughter and will recommend her to other friends and family.
Great experience – would highly recommend!
We worked with Mark Newman. From our first phone call to the final decision on investment Mark was the utmost professional. He was extremely helpful, knowledgeable, and courteous throughout the process. Mark listened to everything we had to say, provided us with options, and answered all of our questions. We felt comfortable and confident in our decision and would recommend Mark to anyone looking to invest in annuities.
Annuity gator has educating videos and
Annuity gator has educating videos and articles for you to make decisions with out trying to sell you products, I was paired up with a wonderful money manager to talk with and go over several different plans for my wife and myself. Again no pressure to buy anything. This is a good tool I wish I found it years ago.
Excellent explanation in detail the
Excellent explanation in detail the pros and cons of investing in annuities.
Felt as though he had my best interests in mind.
Cal was on time with every conference and addressed each question with an understandable answer. He came up with an annuity of which I had no prior knowledge.
Paige Peterson is a very helpful
Paige Peterson is a very helpful Financial Advisor.
I had many questions about Annuity’s
I had many questions about Annuity’s and did not feel the people I had been talking to were giving me all my options. But one email to Annuity Gator began a process where they went the extra mile to inform me of the many choices out there. I even got a breakdown in the mail just today. I would recommend them to anyone looking to find out more on how annuities work and what to expect across the board. They have been outstanding in helping me make some tough decisions. Thank You!
It was very educational. I understand the benefits and the implications of choosing an annuity.
It was very educational.
John Montoya gave us very valuable
John Montoya gave us very valuable information. Pleasant and thorough. Always on time with a scheduled appointment. Will definitely consult John again.
It was a pleasure working with
It was a pleasure working with Mr.Driggers. He gave me annuity options to consider and never pressured me to buy. He kept me well informed through all through the application process and transferring money. He was always available to talk or text. Although he is located in a different state than me, he was easy to work with. I can vouch that Annuity Gator is not a scam, but the easiest to work from the several financial advisors I had also talked to.
Spread income for retiring years will
Spread income for retiring years will bring seniors peace in mind.
Overall Service Review
Great service, help, and content in your webinars……very helpful!
Feeling secure about my future
I opened My account with Joshua because when I met him, I felt very comfortable. He is very informative and explains everything. He takes his time and answers all my questions ..and he is just a phone call away. I like the fact that he is a family man because he treats all his clients as part of his family. I know he is doing the right thing for me ..I trust his decisions.
Great follow up.
Great follow up.
Great service
Marcus was very patient and clear when he explained how annuities work. I appreciated his honesty about the various choices open to me and I trusted his advice.
No pressure information or sales pitch
Excellent inf with no sales pressures .
Michael K
Michael K. I exceptional! We appreciate his insight, advice, counsel, and perceptions!
My annuity education
Ryan was very good at explaining everything and all the information that he had was very helpful and I would highly recommend anyone looking at annuities to use them
Honest friendly advice
Very knowledgeable. Good professional advice.
Best annuity adviser
Best annuity adviser . Deep and wide knowledge . Amazing analysis software for different annuity products.
The have given prompt attention to my
The have given prompt attention to my questions.
MANY ANNUITY OPTIONS
i had a very good experience working with Rick Sparkman… I was rather gun shy about attempting to search out another annuity, since my first encounter with annuities was with a financial advisor who knew little about the products and had very limited offerings.. Rick opened the gates to the many types of annuities that Annuity Gator has available.. Although, I thought the evaluation of these annuities difficult.. he made it seamless.. explaining to me which one best serves my needs.. I would recommend Rick to anyone interested in using annuities as another investment tool.
I really like Sylvia
I really like Sylvia. My situation is complicated and feel confident that she will see me through all my options
Pleasant and super efficient .
David was extremely helpful from start to finish. He explained and gave me time to think and ask questions . No rushing . Extremely personable. Did all the work for me . Keep me abreast of where we were in the process. I am very happy Mr David Smart was able to consolidate and set up an annuity that will meet my needs. I would definitely refer to Annuity Gator .
Joe who help me was very knowledgeable.
Joe who help me was very knowledgeable. He was able to answer all my questions. I didn’t make a purchase but when I am ready your company will be one of the first one I seek out.
Great experience working with Tim Walker!
Tim Walker was great to work with! He met with me several times to thoroughly understand my retirement goals and risks I was willing to take. Then he came with back with a few options for me. He took the time to review them in detail and answered all of my questions. Then once I decided what I wanted he got me set-up. Overall it was a great experience working with Tim!
Concise information
We are still in the informational phase. Third meeting is going go be more definitive. I am very positive I will be going with all recommendations.
Annuities and investment opprtunities
Jim was very professional and excellent in explaining investment opportunities to a novice such as myself. Very much appreciated.
Very helpful n honest
Very helpful n honest
worth the time
Helpful advice delivered with professionalism.
Honestly, I was frightened of this online prospect
I am of retirement age and was looking for a safe place to invest in a fixed-income annuity. I discovered that the garden variety financial advisors really don t have access to a large selection of annuity products. I was disappointed with the return I was quoted from this small selection. Consequently, I went online and found Annuity Gator. I filled out the small form on their site and a couple of days later was contacted by Jeff Musgrave. Jeff was wonderful and exceptionally knowledgeable about the sort of annuity in which I was interested. He also was sensitive to my number one fear which was the idea of working with someone whom I met online. THAT IDEA SCARED ME TO DEATH! However, in the end my fears were alleviated by Jeff s low-key, no push approach. He was glad to give me all of the time it took for me to come to my own conclusions, while at the same time, he was always free to answer additional questions. He encouraged me to do my own due diligence and provided me with suggested tools to check out the products, the companies and even him completely independent of our conversations. That made all of the difference for me and relieved those fears. I ended up buying an annuity through him and am very happy with the entire experience. He is still available to me to answer any questions. I trust him without any reservations. Anyone interested in locating and investing in an annuity can be certain of his competence, knowledge and integrity. Thank you Jeff and thank you Annuity Gator! You really made a substantial difference in my retirement income.
Not needed but very welcomed advise…
I have been following Annuity Gator now for several years so by the time I was ready to discuss annuity’s with a broker I felt very comfortable understanding the different types of annuities available in the marketplace. What I really liked was the broker that was introduced to me through AG. As he evaluated my current financial scenario he actually realized I did not need an annuity. I decided to get a small one just as protection in the future of some of my retirement funds. The whole process has been very professional. Thanks AG!
the information was very informative.
the information was very informative.
Great
Great, no sales pressure very informative.
James was quite thorough and
James was quite thorough and professional in presentation.
Keeping It Simple
My advisor explained the Annuity I was interested in simple terms. He was patient. I felt I was being educated.Have not made a decision yet after 4 conversations..but that’s ok..this is important to really understand before I lay my money down.
Good Customer Service
I was contacted by Bill Bieda, who did an excellent job of communicating with me by phone and email. Even though I had already lined up with another advisor, I was just checking the whole annuity idea out. He was helpful and willing to give advice.
I was so fortunate to have had Scott
I was so fortunate to have had Scott Plamondon take me as his client. He is so knowledgeable and experienced in all aspects of financial planning not just annuities. He has guided me through an extremely tough situation for which I am eternally grateful.
I had questions concerning Annuities
I has questions concerning Annuities Jeff Woodhy answered my questions so I could make an informed decision about my Annuity.
Best Agent Experience!
I was pleasantly surprised at my online experience which led to a very favorable call with my agent, Cal Menzies. He surpassed every expectation as far as his knowledge of the products I considered and recommended the best option for my needs. I never felt pressured and I am now set for the remainder of my retirement years. Highly recommend him! AG is fortunate to have someone like Cal to represent them!
Terry was very helpful explaining the
Terry was very helpful explaining the options I have and how each one works in general and also specific to my situation. I will review his information and go over it with my wife. Just not sure if this is the time for me to commit yet since I do have other income sources currently filling any potential gap, but I can see where a FIA would be perfect for me if one or more of these sources were interrupted and a gap materialized.
I love Steve of Annuity Gator
I love Steve of Annuity Gator, at first I was hesitant but he was patient and so informative…and due to his thorough work I found out I was eligible for a pension from my previous employer!!! He has helped me out a lot with understanding my retirement options. And thanks to his help I feel confident about my future retirement.
The Spark – that lead to an Annuity Purchase
I am writing this reference to recommend Sean Sparkman, who facilitated the purchase of an annuity for us. Throughout our interactions, Sean exhibited exceptional professionalism, knowledge, patience, and dedication to customer service. Here are some key points about Sean – Expertise: Sean possesses an in-depth understanding of annuities, investment vehicles, and retirement planning. His guidance was invaluable in helping us make an informed decision, creating a retirement roadmap. Personalized Approach: Sean took the time to understand our financial goals, risk tolerance, and long-term objectives. He tailored his recommendations accordingly, ensuring the annuity aligned with our needs. Transparency: We appreciated his transparency throughout the process. He provided clear explanations, answered all our questions, and ensured we felt confident in our investment choice. Timeliness: The entire annuity purchase process was efficient, thanks to prompt communication and attention to detail. We are pleased with the annuity product recommended and have full confidence in Sean s abilities. We wholeheartedly endorse Sean Sparkman as a reliable and knowledgeable financial professional. Should you require further information or wish to discuss our experience in more detail, please feel free to reach out. All the best, Michael and Colleen Florida
Annuity Gator Review
Annuity Gator never did make contact with me to set up a review of my financial plan?
Very knowledgeable and solid advice
Very knowledgeable and solid advice. Great to work with. Very helpful.
Barbara provided a broad array of
Barbara provided a broad array of information and alternatives for me that I could not have researched and gotten on my own.
Great service,very friendly and knows
Great service,very friendly and knows what he is talking about
individualized service
Jeff was thorough and presented options objectively to suit my needs. There was never a pressure to sell, which I appreciated the most.
I ve worked with Terry for almost three
I ve worked with Terry for almost three years now and consider that s he s done an admirable job. He s answered all my questions and preempted many many more. My wife and I feel quite secure in the fact that the money we ve invested via Terry s recommendations will pay dividends in our retirement. More importantly, we can think about enjoying these next few years prior to retirement than wonder we ve set aside enough for a comfortable retirement. I can wholeheartedly recommend Terry if you re serious about your financial future and want to work with an honest straightforward individual who s interested in your financial success rather than maximizing his own profits.
Scott P was was excellent
Scott P was was excellent. Knowledgable and supportive, thank you!
Found the right solution for our needs
After contacting you, I was put in touch with Wendy Pyne who did an excellent job of helping us find the right annuity for us.
Very informative. No pressure.
Very informative. No pressure. Mr Ault used your comparison tool to show us real performance numbers so we could pick best combination of policies for our needs. He made a good suggestion to diversify even in annuities. We can build a portfolio of annuities for different purposes not just plow into one. Some are best for income, some for growth, some for legacy. We can tailor a portfolio of annuities just like a stock/bond portfolio but with less risk. We are very satisfied.